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ANZ Frequent Flyer
$ 8000
12
$ 15000
$
%
$ 15000
$
%

ANZ Frequent Flyer Credit Card

ANZ Frequent Flyer

Earn Qantas Points on your everyday purchases. 25,000 bonus Qantas Points when you spend $1,000 on eligible purchases in the first 3 months from approval. T&Cs, eligibility criteria, fees and charges apply.

Qantas Frequent Flyer Points Forecast

Balance Transfer Savings

0% Purchase Savings

View Offer


50,500

Total points is the estimated number of bonus points earned plus points per dollar earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned

You could save

$0

Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

in months

You could save

$0

Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

in months

Qantas Frequent Flyer
Program
25,000
Bonus Points
When you spend $1,000 on eligible purchases in the first 3 months from approval.
$95

p.a.
Annual Fee
Includes a $40 Annual Account Fee and a $55 Rewards Program Services Fee
0.5
Points per $
Earn 0.5 Qantas Points per $1 spent on eligible purchases up to and including $500 per statement period then 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period
p.a.
% p.a.
Purchase Rate
$

p.a.
Annual Fee
% p.a.
Purchase Rate
$
p.a.
Annual Fee
$

annual fees
Total Fees
Total Fees is a calculation based on the total annual fees charged for the number of months the promotional period applies. An annual fee is charged in full for each year or part of a year. The calculation considers annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.
What could 50,500 points be worth?
Brisbane to Hong Kong
Economy
  • One way: 25,200
  • Return: 50,400
+ applicable fees & taxes
Sydney to Bangkok
Premium Economy
  • One way: 45,000
  • Return: 90,000
+ applicable fees & taxes
Melbourne to Auckland
Economy
  • One way: 41,500
  • Return: 83,000
+ applicable fees & taxes

Flight redemption is based on a Reward Seat booking and is subject to availability and airline restrictions.

ANZ Frequent Flyer Credit Card Review

Reviewed on 19 October 2020 by Vas – credit card expert & co-founder of Compare the Card

Want to make sure your everyday spending goes towards earning Qantas Points? The ANZ Frequent Flyer credit card offers 25,000 bonus Qantas Points when you spend $1,000 on eligible transactions within the first 3 months. You can you earn 0.5 Qantas Points per dollar spent on eligible transactions up to $500 per statement period, then 0.25 Qantas Points per dollar.

What do we like about this card?

The ANZ Frequent Flyer is great entry-level credit card with a reasonable annual fee of $95. The card allows you to earn Qantas Points on your spending, and gives you to access to mobile payments with Apple Pay and Google Pay. The card also comes with complimentary Qantas Frequent Flyer membership (valued at $99.50).

What could be better?

The 0.5 Qantas Points per dollar earn rate is capped at $500 before decreasing to 0.25 points per dollar. This means if you’re likely to spend more, you may wish to consider the ANZ Frequent Flyer Platinum, which comes with a higher bonus points offer and greater earning potential.

Summary

The ANZ Frequent Flyer is a good choice for low spenders looking to earn points that can be redeemed for flights, upgrades and more.

Want to apply?

You can apply for the ANZ Frequent Flyer credit card securely via the ANZ website. The application process only takes 5 minutes.

Pros
  • Up to 55 days interest free period
  • Low annual fee
Cons
  • Relatively high international transaction fee of 3%
  • Charges additional cardholder fee of $65
Cash Advance Rate
Interest rate incurred for a cash advance
20.24% p.a.
Mobile Cardless PaymentsYes
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Card TypeVisa
Minimum Credit Limit$1,000
Other RequirementsYes
Don't currently hold and haven't opened or closed an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months
Interest Free Period
The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date.
Up to 55 days
Balance Transfer Rate
The interest rate applied to the balance transfer amount for a set period of time
20.24% p.a.
Interest rate payable on the remaining balance of debt that has been transferred to this card
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$95
Includes a $40 Annual Account Fee and a $55 Rewards Program Services Fee
Rewards ProgramQantas Frequent Flyer
Purchase Rate
The standard interest rate that applies to purchases on the card
20.24% p.a.
Bonus Points
The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions. Conditions apply. Refer to the bank's website for full T&Cs.
25,000
When you spend $1,000 on eligible purchases in the first 3 months from approval.
Rewards Earn Rate per $ spent
The number of rewards points earned for each eligible dollar spent on the card
0.5 points per $
Earn 0.5 Qantas Points per $1 spent on eligible purchases up to and including $500 per statement period then 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period
Joint ApplicationNo
Temporary Resident ApplicationYes, conditions apply
Must have more than 9 months available on Visa
Minimum Age18 years of age or over
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$95
Includes a $40 Annual Account Fee and a $55 Rewards Program Services Fee
Cash Advance Fee2% or $4, whichever is greater
Minimum Monthly Repayment
The minimum repayment that must be paid by the payment due date to avoid incurring late fees. Interest will still be charged on the remaining amount owing.
2% or $25, whichever is greater
Late Payment Fee
Fee incurred if the minimum repayment is not paid by the due date
$20
International Cash Advance Fee2% or $4, whichever is greater
International ATM Withdrawal Fee$5
International Transaction Fee
Fee incurred for transactions made in foreign currency
3% of transaction amount
Additional Cardholder Fee
Fee incurred for adding an additional cardholder to the account
$65
Maximum Additional Cardholders
Maximum number of additional cardholders
Up to 3

Like the sound of this card?

Apply now securely via the bank's website or email yourself a link to apply later.
go to offer
 email me

Your Top Questions Answered for the ANZ Frequent Flyer

How many Qantas Points can I earn with the ANZ Frequent Flyer credit card?

The ANZ Frequent Flyer has uncapped Qantas Points earning potential, which means the sky’s the limit when it comes to the number of points you can earn, however there are differences in earn rate depending on your spend. You will earn 0.5 points per dollar up to $500, then 0.25 points per dollar thereafter.

Thanks to the bonus offer, you can earn 25,000 bonus Qantas Points when you spend $1,000 on eligible purchases in the first 3 months from approval. Use our calculator above to see how many points you could earn based on your spend.

How do I earn Qantas Points with this card?

You can earn Qantas Points by using your ANZ Frequent Flyer credit card to pay for eligible purchases. For a definition of purchases eligible to earn Points, check the terms and conditions.

What are the eligibility criteria for this credit card and the bonus offer?

To apply for this credit card, you must be 18 years of age or over and a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.

You will also need to ensure you meet all of the eligibility criteria of the offer, which includes meeting the spend requirement within the specified timeframe. You must also ensure that you don’t currently hold or haven’t opened or closed an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in the past 12 months.

Does this card come with any extras?

What is the best way to redeem Qantas Points?

You can get the most bang for your buck by redeeming your Qantas Points for award seats and upgrades on Qantas as well as its partner airlines. You can also redeem points for gift cards, vouchers and other goodies from the Qantas Rewards Store, but this isn’t usually the best use of your points.

Do Qantas Points expire?

Yes, however you can prevent your Qantas Points from expiring by earning or using your points at least once every 18 months. A great way to do this is using the Qantas wellbeing app.

Am I eligible for this offer if I’ve previously held this card or another ANZ credit card?

This offer is only available to those who don’t currently hold or haven’t opened or closed an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in the past 12 months.

Am I eligible for this offer if I’ve signed up for a bonus Qantas Points offer with another bank?

Your eligibility status isn’t affected by Qantas Frequent Flyer credit cards from other banks.

Can I use the card with Apple Pay or Google Pay?

Yes, you can use your card with the top mobile payment systems, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.

Can I apply for the ANZ Frequent Flyer on my mobile?

Yes, you can apply for the ANZ Frequent Flyer credit card securely via the ANZ website. The application is mobile-friendly and only takes 5 minutes.

Like the sound of this card?

Apply now securely via the bank's website or email yourself a link to apply later.
go to offer
 email me
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