Balance Transfer Savings
0% Purchase Savings
You could save
Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.
The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded
All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.
Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.
in 6 months
You could save
Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.
The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded
All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.
Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.
More info links to a detailed product page on our site.
in months
email mep.a.
p.a.
annual fees
| Cash Advance Rate Interest rate incurred for a cash advance | 25.9% p.a. Maximum 55 days for purchases if you pay your closing balance in full and on time and have paid the previous month's balance in full and on time.
There is no interest free period on cash advances and Instalment Interest Bearing transactions
Interest Free period on Buy Now Pay Later, Instalment Interest Free and Interest Free only apply to active promotions |
|---|---|
| Card Type | Visa |
| Minimum Credit Limit | $1,000 |
| Interest Free Period The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date. | Up to 55 days |
| Purchase Rate The standard interest rate that applies to purchases on the card | 22.74% p.a. |
| Annual Fee An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. | $96.4 p.a. Includes monthly account service charge of $5.95 when account balance is greater than $10 and an establishment fee of $25 |
| Rewards Program | Go Rewards |
| Minimum Age | 18 years of age or over |
|---|
| Rewards Earn Rate per $ spent The number of rewards points earned for each eligible dollar spent on the card | 1 point per $ Receive 1 GO Rewards point per dollar spent on your GO Mastercard. Points not earned on cash advances, cash equivalent transactions, balance transfers, Buyers Protection Premiums or interest, fees and charges. Points are capped at 100,000 per year. |
|---|
| Annual Fee An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. | $96.4 p.a. Includes monthly account service charge of $5.95 when account balance is greater than $10 and an establishment fee of $25 |
|---|---|
| Cash Advance Fee | 3% or $3, whichever is greater |
| Late Payment Fee Fee incurred if the minimum repayment is not paid by the due date | $30 |
| International Cash Advance Fee | $4 plus cash advance fee |
| International Transaction Fee Fee incurred for transactions made in foreign currency | 3% of the transaction value |
| Additional Cardholder Fee Fee incurred for adding an additional cardholder to the account | $0 p.a. |
| Travel Insurance Terms, conditions, limits and exclusions may apply, check product site for details | No |
|---|---|
| Purchase Insurance Terms, conditions, limits and exclusions may apply, check product site for details | No |
| Additional Extras | Yes 0% Purchase Plans available for over 100 retailers with interest free up to 60 months. (Reverts to cash advance rate) |
