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Latitude Infinity Rewards Visa®
$ 8000
12
$ 15000
$
%
$ 15000
$
%

Latitude Infinity Rewards Visa®

Latitude Infinity Rewards Visa®

Earn 1 Latitude Infinity Rewards point for every dollar spent (uncapped) with this great value $69 p.a. Infinity Rewards Visa card. Save with up to 55 days interest free on purchases.

Infinity Rewards Points Forecast

Balance Transfer Savings

0% Purchase Savings

View Offer


96,000

Total points is the estimated number of bonus points earned plus points per dollar earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned

You could save

$0

Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

in months

You could save

$0

Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

in months

Infinity Rewards
Program
$69

p.a.
Annual Fee
1
Points per $
p.a.
% p.a.
Purchase Rate
$

p.a.
Annual Fee
% p.a.
Purchase Rate
$
p.a.
Annual Fee
$

annual fees
Total Fees
Total Fees is a calculation based on the total annual fees charged for the number of months the promotional period applies. An annual fee is charged in full for each year or part of a year. The calculation considers annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

Latitude’s Infinity Rewards credit card is a great way to access the benefits of a rewards credit card without spending a lot on an annual fee. Although the card lacks a bonus points offer, it does enable you to earn 1 Infinity Rewards point for every dollar spent. Better still, your points earning potential is uncapped, and they don’t apply earn tiers. This means mean you will always earn 1 point per dollar on every eligible dollar you spend. Latitude’s point redemption rates are also among the best in the business at 1%. Put simply, a $100 gift card would be 1000 Infinity Rewards points. In addition, the card comes with 55 days interest free on purchases. What’s not to like?

Pros
  • Up to 55 days interest free period
  • Low annual fee
Cons
  • Relatively high international transaction fee of 3%
  • Charges additional cardholder fee of $9
Cash Advance Rate
Interest rate incurred for a cash advance
20.69% p.a.
Card TypeVisa
Minimum Credit Limit$1,000
Mobile Cardless PaymentsYes
Apple Pay
Google Pay
Samsung Pay
Fitbit pay
Garmin Pay
Interest Free Period
The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date.
Up to 55 days
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$69 p.a.
Rewards ProgramInfinity Rewards
Purchase Rate
The standard interest rate that applies to purchases on the card
20.69% p.a.
Minimum Age18 years of age or over
Temporary Resident ApplicationYes, conditions apply
Joint ApplicationNo
Rewards Earn Rate per $ spent
The number of rewards points earned for each eligible dollar spent on the card
1 point per $
International ATM Withdrawal Fee$4 plus cash advance fee
Additional Cardholder Fee
Fee incurred for adding an additional cardholder to the account
$9
International Transaction Fee
Fee incurred for transactions made in foreign currency
3% of the Australian dollar amount
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$69 p.a.
International Cash Advance Fee3% or $1.95, whichever is greater
Late Payment Fee
Fee incurred if the minimum repayment is not paid by the due date
$30
Minimum Monthly Repayment
The minimum repayment that must be paid by the payment due date to avoid incurring late fees. Interest will still be charged on the remaining amount owing.
2.22% or $10, whichever is greater
Cash Advance Fee3% or $1.95, whichever is greater
Travel Insurance
Terms, conditions, limits and exclusions may apply, check product site for details
No

Like the sound of this card?

Apply now securely via the bank's website or email yourself a link to apply later.
go to offer
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Your top Latitude Infinity Rewards card questions answered.

How much is an Infinity Rewards point worth?

You can redeem a $100 gift card for approximately 1000 Infinity Rewards Points, meaning one point which means a point is valued at 1 cent.

How does this stack up to other rewards cards?

Rewards ProgramPoint Value$100 in gift cards (average)
ANZ Rewards0.45 cents22,225 points
NAB Rewards0.52 cents19,230 points
Velocity Frequent Flyer0.51 cents19,499 points
Commbank Awards0.48 cents21,000 points
BOM Amplify0.45 cents22,200 points
Westpac Altitude0.44 cents22,950 points
Qantas Frequent Flyer0.43 cents23,521 points

Like the sound of this card?

Apply now securely via the bank's website or email yourself a link to apply later.
go to offer
 email me
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