fbpx
$ 15000
$
%
$ 15000
$
%

Balance Transfer Savings

0% Purchase Savings

You could save

$0

Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

in 6 months

You could save

$0

Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

in months

$

p.a.
Annual Fee
p.a.
% p.a.
Purchase Rate
$

p.a.
Annual Fee
% p.a.
Purchase Rate
$
p.a.
Annual Fee
$

annual fees
Total Fees
Total Fees is a calculation based on the total annual fees charged for the number of months the promotional period applies. An annual fee is charged in full for each year or part of a year. The calculation considers annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

St.George Amplify Platinum – Qantas Offer Review

Pros
  • 15 month balance transfer offer
  • Up to 55 days interest free period
  • Great bonus points offer
  • No additional cardholder fee
  • Low annual fee
  • Travel Insurance
  • Automatic Card Repayments
  • Extended Warranty Insurance
Cons
  • Relatively high international transaction fee of 3%
Purchase Rate
The standard interest rate that applies to purchases on the card
19.74% p.a.
Mobile Cardless PaymentsYes
Apple Pay
Google Pay
Samsung Pay
Card TypeVisa
Maximum Credit Limit$80,000
Minimum Credit Limit$6,000
Cash Advance Rate
Interest rate incurred for a cash advance
21.49% p.a.
Interest Free Period
The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date.
Up to 55 days
Balance Transfer Limit
Maximum percentage of your approved credit card limit that can be used for the balance transfer
80%
Balance Transfer Fee
Fee incurred for processing a balance transfer
1%
Balance Transfer Months
Number of months the promotional balance transfer offer applies
15 months
Balance Transfer Rate
The interest rate applied to the balance transfer amount for a set period of time
0% p.a. for 15 months with a 1% balance transfer fee
Offer Ends02 Mar 2021
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$99 p.a.
Rewards ProgramQantas Frequent Flyer
Balance Transfer Revert Rate
The interest rate that will be charged on any remaining debt after the balance transfer period ends. This value could be variable depending on the card product.
21.49% p.a.
Variable cash advance rate
Bonus Points
The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions. Conditions apply. Refer to the bank's website for full T&Cs.
70,000
Earn 70,000 bonus Qantas Points when you apply for a new St.George Altitude Platinum card and spend $1,500 or more on eligible purchases within 90 days of card approval.
Rewards Earn Rate per $ spent
The number of rewards points earned for each eligible dollar spent on the card
0.5 points per $
Temporary Resident ApplicationNo
Minimum Age18 years of age or over
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$99 p.a.
Cash Advance Fee2% or $1.50, whichever is greater, capped at $150
Minimum Monthly Repayment
The minimum repayment that must be paid by the payment due date to avoid incurring late fees. Interest will still be charged on the remaining amount owing.
2% of the closing balance or $10, whichever is greater
If the closing balance is less than $10, it must be paid in full
Late Payment Fee
Fee incurred if the minimum repayment is not paid by the due date
$15
International Transaction Fee
Fee incurred for transactions made in foreign currency
3% of the transaction value
Note that this fee is charged even when trading in Australian dollars if the merchant is based overseas.
Additional Cardholder Fee
Fee incurred for adding an additional cardholder to the account
$0 p.a.
Maximum Additional Cardholders
Maximum number of additional cardholders
Up to 1
Note, more than 1 cardholder can be added, however at a cost.
Dishonour Fee$9
Travel Insurance
Terms, conditions, limits and exclusions may apply, check product site for details
Yes
Purchase Insurance
Terms, conditions, limits and exclusions may apply, check product site for details
Yes
Extended Warranty Insurance
Automatic Card RepaymentsYes
credit card loading