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Virgin Australia No Annual Fee Card
$ 15000
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$ 15000
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Virgin Australia No Annual Fee Card

Virgin Australia No Annual Fee Card

0% p.a. interest on purchases or balance transfers for 12 months and no annual fee for the life of the card. (Balance transfer reverts to cash advance rate, 0% purchase reverts to purchase rate. No interest free days apply while you have a balance transfer).

Balance Transfer Savings

0% Purchase Savings

View Offer

You could save

$2,806

Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

in 12 months

You could save

$2,806

Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

in 12 months

0% for
12 months
Purchase Rate
$0

p.a.
Annual Fee
0% for
12 months
Balance Transfer
0% for
12 months
Purchase Rate
$0

p.a.
Annual Fee
0% for
12 months
Balance Transfer
0% for
12 months
Purchase Rate
$0
p.a.
Annual Fee
$0

annual fees
Total Fees
Total Fees is a calculation based on the total annual fees charged for the number of months the promotional period applies. An annual fee is charged in full for each year or part of a year. The calculation considers annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

Virgin Australia No Annual Fee Card Review

Pros
  • 12 month balance transfer offer
  • No balance transfer fee
  • Up to 55 days interest free period
  • No additional cardholder fee
  • Low annual fee
  • 0% on purchases for the first 12 months
  • Fixed payment option
Cons
  • Relatively high international transaction fee of 3%
  • No rewards program
Interest Free Period
The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date.
Up to 55 days. Does not apply if carrying a balance transfer balance
Mobile Cardless PaymentsYes
Samsung Pay
Card TypeVisa
Maximum Credit Limit$10,000
Minimum Credit Limit$2,000
Cash Advance Rate
Interest rate incurred for a cash advance
20.99% p.a.
Balance Transfer Limit
Maximum percentage of your approved credit card limit that can be used for the balance transfer
80%
0% Purchase Offer
Number of months that the promotional 0% purchase offer applies
12 months
Purchase Rate
The standard interest rate that applies to purchases on the card
18.99% p.a.
Balance Transfer Revert Rate
The interest rate that will be charged on any remaining debt after the balance transfer period ends. This value could be variable depending on the card product.
20.99% p.a.
Balance Transfer Fee
Fee incurred for processing a balance transfer
0
Balance Transfer Months
Number of months the promotional balance transfer offer applies
12 months
Balance Transfer Rate
The interest rate applied to the balance transfer amount for a set period of time
0% p.a. for 12 months with a 0% balance transfer fee
Interest rate payable on the remaining balance of debt that has been transferred to this card
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$0 p.a.
Minimum Income$25,000
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$0 p.a.
Cash Advance Fee2.7% or $2.70, whichever is greater
International Cash Advance Fee$5 plus transaction fee
International Transaction Fee
Fee incurred for transactions made in foreign currency
3.3% of the transaction value
Additional Cardholder Fee
Fee incurred for adding an additional cardholder to the account
$0
Dishonour Fee$15
Additional ExtrasYes
Fixed payment option

Like the sound of this card?

Apply now securely via the bank's website or email yourself a link to apply later.
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