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Rewards Credit Cards

Want to maximise your points on rewards like cashbacks, gift cards or shopping? Get more bang for your buck with a rewards credit card, which allows you to earn points on your daily purchases. Treat yourself to a gift card for your favourite store or go for something more practical like a fuel voucher. Reap the rewards sooner by comparing our best rewards credit cards today.

Use the inputs to enter your minimum monthly spend and how long you want to forecast your points and annual fees for. The comparison table below will automatically update to show you how many rewards points you could earn on each card during this time.

Not sure which rewards program to pick? See our how to choose a rewards program article to learn more.

Your Monthly Spend

The minimum average monthly spend on eligible purchases you believe you will make with your new credit card. We will use this value to calculate how many reward points you can earn.

$ 3000
Months to Forecast

The number of months you would like us to forecast your points earning for. Note that some cards require you to forecast for at least 13 months or more in order to receive the full bonus points offer. The forecast value in grey text you will see on the individual card will outline your forecasted value of bonus points and earn rate.

12
Rewards Program

The rewards program you would like to compare cards for. We will filter out the other rewards programs.

Essential Features

Essential features the credit card must have in order for you to consider it. Note that this will remove any cards that don’t have the selected features, so filter if they aren’t vitaly important to you, it is better to leave this filter unselected.

Card Type

Filter to select which card network you would like to see cards from.

Bank

Filter to select which banks you would like to see cards from.

Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Total Points

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

ANZ Rewards Black

ANZ Rewards Black
Rewards credit card

ANZ Rewards Black

ANZ Rewards
222,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Enjoy ANZ's highest Rewards Points earning potential, with uncapped flexible rewards, plus access to exclusive events and privileges. 150,000 bonus Reward Points when you spend $4,000 on eligible purchases in the first 3 months from approval.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

150,000
When you spend $4,000 on eligible purchases in the first 3 months from approval.
points
(150,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

2
Earn 2 Rewards points per $1 spent on eligible purchases up to and including $5,000 per statement period, then 1 Reward Point per $1 spent on eligible purchases above $5,000 per statement period, Uncapped
points per $
(2.00 forecast)
ANZ Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$375
Includes a $320 Annual Account Fee and a $55 Rewards Program Service Fee
p.a.
($375 forecast)
222,000
estimated points earned
save

Qantas Premier Titanium Credit Card

Qantas Premier Titanium Credit Card
Offer ends 24 Feb 2021
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Qantas Premier Titanium Credit Card

Qantas Frequent Flyer
204,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Enjoy amazing benefits and earn big with 1.5 Qantas Points per dollar (up to $12,500 per statement period) and an amazing bonus offer of 150,000 when you spend $5,000 within 90 days of approval. Card includes 20% bonus status credits on eligible Qantas flights, 10% savings on the base fare of selected flights for 2 travellers twice a year, travel insurance and complimentary lounge invitations. Card requires a minimum income of $200,000.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

100,000
150,000 when you spend $5,000 within 90 days of approval
points
(150,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1.5
1.5 Qantas Points per dollar up to $12,500 per statement period, then 0.5 points thereafter uncapped.
points per $
(1.50 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$1200
p.a.
($1,200 forecast)
204,000
estimated points earned
save

Westpac Altitude Black - Altitude Offer

Westpac Altitude Black - Altitude Offer
Offer ends 5 Aug 2020
Rewards credit card
Balance Transfer credit card

Westpac Altitude Black - Altitude Offer

Westpac Altitude Rewards
195,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 150,000 bonus Altitude Rewards points when you spend $4,000 within 90 days of card approval. Earn bonus Altitude Points with Westpacs Accelerated Earn partners.
Includes complimentary insurance covers.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

150,000
Earn 150,000 bonus Altitude Rewards points when you spend $4,000 within 90 days of card approval
points
(150,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1.25
Earn 6 Altitude points per dollar spent on the first $10,000 per calendar month on flights purchased in Australia directly with Qantas, Jetstar, and Virgin Australia, then 1.25 points per $1 spent thereafter.
Earn 2 points per dollar spent overseas and with Spotify Premium, David Jones, Myer, THE ICONIC, Uber and Uber Eats.
Earn 1.25 points per $ on all other eligible purchases
points per $
(1.25 forecast)
Westpac Altitude Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$250
p.a.
($250 forecast)
195,000
estimated points earned
save

Bank of Melbourne Amplify Signature - Amplify Offer

Bank of Melbourne Amplify Signature - Amplify Offer
Offer ends 30 Sep 2020
Rewards credit card
Balance Transfer credit card

Bank of Melbourne Amplify Signature - Amplify Offer

Amplify Rewards
184,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Receive 130,000 bonus Amplify points in your first year, and 70,000 in your second year, when you spend at least $12,000 on eligible purchases that year. Offer includes complimentary travel and purchase insurance, as well as two complimentary lounge passes each year.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

200,000
Receive 130,000 bonus Amplify points in your first year, and 70,000 in your second year, when you spend at least $12,000 on eligible purchases with your new Amplify Signature rewards card that year.
points
(130,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1.5
Earn 1.5 Amplify Points for each dollar spent on eligible purchases. Uncapped.
points per $
(1.50 forecast)
Amplify Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$139
$139 for the first year, $279 thereafter
first year
then $279 p.a.
($139 forecast)
184,000
estimated points earned
save

Bank SA Amplify Signature - Amplify Offer

Bank SA Amplify Signature - Amplify Offer
Offer ends 30 Sep 2020
Rewards credit card
Balance Transfer credit card

Bank SA Amplify Signature - Amplify Offer

Amplify Rewards
184,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Receive 130,000 bonus Amplify points in your first year, and 70,000 in your second year, when you spend at least $12,000 on eligible purchases that year. Offer includes complimentary travel and purchase insurance, as well as two complimentary lounge passes each year.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

200,000
Receive 130,000 bonus Amplify points in your first year, and 70,000 in your second year, when you spend at least $12,000 on eligible purchases with your new Amplify Signature rewards card that year.
points
(130,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1.5
Earn 1.5 Amplify Points for each dollar spent on eligible purchases. Uncapped.
points per $
(1.50 forecast)
Amplify Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$139
$139 for the first year, $279 thereafter
first year
then $279 p.a.
($139 forecast)
184,000
estimated points earned
save

St.George Amplify Signature - Amplify Offer

St.George Amplify Signature - Amplify Offer
Offer ends 30 Sep 2020
Rewards credit card
Balance Transfer credit card

St.George Amplify Signature - Amplify Offer

Amplify Rewards
184,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Receive 130,000 bonus Amplify points in your first year, and 70,000 in your second year, when you spend at least $12,000 on eligible purchases that year. Offer includes complimentary travel and purchase insurance, as well as two complimentary lounge passes each year.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

200,000
Receive 130,000 bonus Amplify points in your first year, and 70,000 in your second year, when you spend at least $12,000 on eligible purchases with your new Amplify Signature rewards card that year.
points
(130,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1.5
Earn 1.5 Amplify Points for each dollar spent on eligible purchases. Uncapped.
points per $
(1.50 forecast)
Amplify Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$139
$139 for the first year, $279 thereafter
first year
then $279 p.a.
($139 forecast)
184,000
estimated points earned
save

ANZ Frequent Flyer Black

ANZ Frequent Flyer Black
Frequent Flyer credit card
Rewards credit card

ANZ Frequent Flyer Black

Qantas Frequent Flyer
136,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
The ANZ Frequent Flyer Black is ANZ's most rewarding Qantas experience with uncapped Qantas points earning. 100,000 bonus Qantas Points and $150 back to your new ANZ Frequent Flyer Black, when you spend $3,000 on eligible purchases in the first 3 months from approval. Plus earn 75 bonus Status Credits and an additional 30,000 bonus Qantas Points when you keep your card for over 12 months. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $425).
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

130,000
100,000 bonus Qantas Points and $150 back to your new ANZ Frequent Flyer Black, when you spend $3,000 on eligible purchases in the first 3 months from approval. Plus earn 75 bonus Status Credits and an additional 30,000 bonus Qantas Points when you keep your card for over 12 months.
points
(100,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period
points per $
(1.00 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$425
Includes a $370 Annual Account Fee and a $55 Rewards Program Services Fee
p.a.
($425 forecast)
136,000
estimated points earned
plus $150 cashback
save

NAB Qantas Rewards Signature Card

NAB Qantas Rewards Signature Card
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

NAB Qantas Rewards Signature Card

Qantas Frequent Flyer
136,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
NAB's highest earn rate card. Earn 100,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and 30,000 BONUS POINTS after your first year anniversary. Save with a reduced annual fee of $295 for the first year. (reverts to $395 p.a. after first year)
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

130,000
Earn 100,000 bonus Qantas points when you spend $3,000 on everyday purchases within the first 60 days of account opening and 30,000 bonus points after your first anniversary.
points
(100,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 1 Qantas Point per $1 up to $5,000 on everyday purchases then 0.5 Qantas Points per $1 from $5,000 to $20,000 on everyday purchases (capped at $20,000 dollars)
points per $
(1.00 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$295
first year
then $395 p.a.
($295 forecast)
136,000
estimated points earned
save

NAB Rewards Signature Card

NAB Rewards Signature Card
Rewards credit card
Balance Transfer credit card
0% Purchase credit card

NAB Rewards Signature Card

NAB Rewards
135,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
NAB's highest NAB Rewards earning card. Redeem sooner with 90,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and an additional 30,000 bonus points when after your 12 month anniversary. Card includes travel & purchase insurance. (conditions & eligibility criteria apply)
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

120,000
Earn 90,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and an additional 30,000 bonus points when after your 12 month anniversary
points
(90,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1.25
Earn 1.25 NAB Rewards Points for every $1 spent on everyday purchases
Earn double points on purchases made in major department and hardware stores
Earn triple points with Webjet, when travelling overseas or on overseas purchases made in Australia
points per $
(1.25 forecast)
NAB Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$295
p.a.
($295 forecast)
135,000
estimated points earned
save

Bank of Melbourne Amplify Signature - Qantas Offer

Bank of Melbourne Amplify Signature - Qantas Offer
Offer ends 30 Sep 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Bank of Melbourne Amplify Signature - Qantas Offer

Qantas Frequent Flyer
117,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 90,000 bonus Qantas points with your new BankSA Amplify Signature card when you spend at least $6,000 on eligible purchases within 90 days of card approval. Offer includes complimentary travel and purchase insurance as well as two complimentary lounge passes each year. Earn an additional 10% of the points you earned in the last year with a birthday bonus.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

90,000
Earn 90,000 bonus Qantas points with your new Bank of Melbourne Amplify Signature card when you spend at least $6,000 on eligible purchases within 90 days of card approval.
points
(90,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.75
Earn 0.75 Qantas Points for each dollar spent on eligible purchases. Uncapped.
points per $
(0.75 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$279
$139 for the first year, $279 thereafter
p.a.
($279 forecast)
117,000
estimated points earned
save

Bank SA Amplify Signature - Qantas Offer

Bank SA Amplify Signature - Qantas Offer
Offer ends 30 Sep 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Bank SA Amplify Signature - Qantas Offer

Qantas Frequent Flyer
117,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 90,000 bonus Qantas points with your new BankSA Amplify Signature card when you spend at least $6,000 on eligible purchases within 90 days of card approval. Offer includes complimentary travel and purchase insurance as well as two complimentary lounge passes each year. Earn an additional 10% of the points you earned in the last year with a birthday bonus.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

90,000
Earn 90,000 bonus Qantas points with your new BankSA Amplify Signature card when you spend at least $6,000 on eligible purchases within 90 days of card approval.
points
(90,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.75
Earn 0.75 Qantas Points for each dollar spent on eligible purchases. Uncapped.
points per $
(0.75 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$279
$139 for the first year, $279 thereafter
p.a.
($279 forecast)
117,000
estimated points earned
save

St.George Amplify Signature - Qantas Offer

St.George Amplify Signature - Qantas Offer
Offer ends 30 Sep 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

St.George Amplify Signature - Qantas Offer

Qantas Frequent Flyer
117,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 90,000 bonus Qantas points with your new St.George Amplify Signature card when you spend at least $6,000 on eligible purchases within 90 days of card approval. Offer includes complimentary travel and purchase insurance as well as two complimentary lounge passes each year. Earn an additional 10% of the points you earned in the last year with a birthday bonus.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

90,000
Earn 90,000 bonus Qantas points with your new St.George Amplify Signature card when you spend at least $6,000 on eligible purchases within 90 days of card approval.
points
(90,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.75
Earn 0.75 Qantas Points for each dollar spent on eligible purchases. Uncapped.
points per $
(0.75 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$279
$139 for the first year, $279 thereafter
p.a.
($279 forecast)
117,000
estimated points earned
save

Westpac Altitude Black - Qantas Offer

Westpac Altitude Black - Qantas Offer
Offer ends 5 Aug 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Westpac Altitude Black - Qantas Offer

Qantas Frequent Flyer
117,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 90,000 bonus Qantas points when you spend $4,000 within 90 days of card approval. Earn an additional 30,000 bonus points after making one eligible purchase in your second year of the card being opened.
Includes:
  • Complimentary insurance covers
  • 2 complimentary Qantas Club airport lounge passes each year
  • 24/7 Concierge Services
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

120,000
Earn 80,000 bonus Qantas points when you spend $4,000 within 90 days of card approval. Earn an additional 30,000 bonus points after making one eligible purchase in your second year of the card being opened.
points
(90,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.75
0.75 points per $ on eligible purchases
points per $
(0.75 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$300
Includes $250 annual fee and $50 Qantas membership rewards fee
p.a.
($300 forecast)
117,000
estimated points earned
save

Qantas Premier Platinum Credit Card

Qantas Premier Platinum Credit Card
Offer ends 30 Sep 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Qantas Premier Platinum Credit Card

Qantas Frequent Flyer
116,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Boost your status with 75 bonus status credits and earn up to 80,000 bonus Qantas points (20,000 points per month) when you apply by 30th of September, are approved, and spend $1,500 each month for the first 4 months. Save with a reduced $199 Annual fee for the first year. Card includes complimentary travel insurance, complimentary lounge invitations, and discounted companion fares. Standard Qantas points earn rate is 1 point per dollar up to $10,000, then 0.5 points per dollar thereafter (uncapped). This card offers a great balance transfer offer with 0% on balance transfers up to 18 months. Status credits are earned when an eligible purchase is made before November 30th. See site for details.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

80,000
Earn 20,000 bonus Qantas points each month you spend $1,500 on eligible transactions within the first 4 months. (80,000 total)
points
(80,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 1 point per dollar for the first $10,000, then 0.5 points thereafter.
Earn 1.5 points per dollar on eligible international purchases
Earn 1 additional Qantas point when shopping with Qantas
point per $
(1.00 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$199
first year
then $299 p.a.
($199 forecast)
116,000
estimated points earned
save

Westpac Altitude Platinum - Altitude Offer

Westpac Altitude Platinum - Altitude Offer
Offer ends 5 Aug 2020
Rewards credit card
Balance Transfer credit card

Westpac Altitude Platinum - Altitude Offer

Westpac Altitude Rewards
116,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 80,000 bonus Altitude Rewards points when you spend $3,000 within 90 days of card approval. Earn bonus Altitude Points with Westpacs Accelerated Earn partners.
Complimentary:
  • Purchase Insurance
  • Travel Insurance
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

80,000
Earn 80,000 bonus Altitude Rewards points when you spend $3,000 within 90 days of card approval
points
(80,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 3 Altitude points per dollar spent on the first $10,000 per calendar month on flights purchased in Australia directly with Qantas, Jetstar, and Virgin Australia, then 1 point per $1 spent thereafter.
Earn 2 points per dollar spent overseas and with Spotify Premium, Airbnb, Uber and Uber Eats plus overseas transactions.
point per $
(1.00 forecast)
Westpac Altitude Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$150
p.a.
($150 forecast)
116,000
estimated points earned
save

Bank of Melbourne Amplify Platinum - Amplify Offer

Bank of Melbourne Amplify Platinum - Amplify Offer
Offer ends 30 Sep 2020
Rewards credit card
Balance Transfer credit card
0% Purchase credit card

Bank of Melbourne Amplify Platinum - Amplify Offer

Amplify Rewards
106,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Save with 0% p.a. on balance transfers for up to 22 months (1.5% balance transfer fee applies) and 0% p.a. on purchases for up to 7 months and no annual fee for the first year with Bank of Melbourne's Amplify Platinum card. Offer includes complimentary extended warranty insurance on purchases for up to 12 months and earn quicker with an additional card holder at no extra cost.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 1 Amplify Point for each dollar spent on eligible purchases. Uncapped.
point per $
(1.00 forecast)
Amplify Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$0
$49 for the first year, $99 thereafter
first year
then $99 p.a.
106,000
estimated points earned
save

Bank SA Amplify Platinum - Amplify Offer

Bank SA Amplify Platinum - Amplify Offer
Offer ends 30 Sep 2020
Rewards credit card
Balance Transfer credit card
0% Purchase credit card

Bank SA Amplify Platinum - Amplify Offer

Amplify Rewards
106,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Save with 0% p.a. on balance transfers for up to 22 months (1.5% balance transfer fee applies) and 0% p.a. on purchases for up to 7 months and no annual fee for the first year with Bank SA's Amplify Platinum card. Offer includes complimentary extended warranty insurance on purchases for up to 12 months and earn quicker with an additional card holder at no extra cost.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 1 Amplify Point for each dollar spent on eligible purchases. Uncapped.
point per $
(1.00 forecast)
Amplify Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$0
$49 for the first year, $99 thereafter
first year
then $99 p.a.
106,000
estimated points earned
save

St.George Amplify Platinum - Amplify Offer

St.George Amplify Platinum - Amplify Offer
Offer ends 30 Sep 2020
Rewards credit card
Balance Transfer credit card
0% Purchase credit card

St.George Amplify Platinum - Amplify Offer

Amplify Rewards
106,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Save with 0% p.a. on balance transfers for up to 22 months (1.5% balance transfer fee applies) and 0% p.a. on purchases for up to 7 months and no annual fee for the first year with the St.George Amplify Platinum card. Offer includes complimentary extended warranty insurance on purchases for up to 12 months and earn quicker with an additional card holder at no extra cost.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 1 Amplify Point for each dollar spent on eligible purchases. Uncapped.
point per $
(1.00 forecast)
Amplify Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$0
$49 for the first year, $99 thereafter
first year
then $99 p.a.
106,000
estimated points earned
save

ANZ Rewards Platinum

ANZ Rewards Platinum
Rewards credit card

ANZ Rewards Platinum

ANZ Rewards
102,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 60,000 bonus Reward Points and your first annual fee waived on your new ANZ Rewards Platinum credit card when you spend $2,500 on eligible purchases in the first 3 months from approval. T&Cs, eligibility criteria, fees and charges apply.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

60,000
When you spend $2,500 on eligible purchases in the first 3 months from approval.
points
(60,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1.5
Earn 1.5 Reward Points per $1 spent on eligible purchases up to and including $2,000 per statement period then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period
points per $
(1.17 forecast)
ANZ Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$95
Includes a $40 Annual Account Fee and a $55 Rewards Program Service Fee. First year refunded when you spend $2,500 on eligible purchases within the first 3 months.
p.a.
102,000
estimated points earned
save

NAB Rewards Platinum Card

NAB Rewards Platinum Card
Rewards credit card
Balance Transfer credit card

NAB Rewards Platinum Card

NAB Rewards
96,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 60,000 bonus points when you spend $1,000 on eligible purchases within 60 days of you account being activated. That's enough points to redeem $300 in gift cards!
Offer includes:
24/7 Concierge Service
Complimentary Travel Insurance
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

30,000
Earn 60,000 bonus points when you spend $1,000 on eligible purchases within 60 days of you account being activated
points
(60,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 3 points per dollar on online purchases with Webjet
Earn 2 points per dollar at selected hardware and department stores.
Includes: Myer, David Jones, Kmart, Target, Big W, Bunnings, Mitre 10, Home Timber and Hardware, Stratco, Total Tools
point per $
(1.00 forecast)
NAB Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$195
p.a.
($195 forecast)
96,000
estimated points earned
save

Qantas American Express Ultimate Card

Qantas American Express Ultimate Card
Frequent Flyer credit card
Rewards credit card

Qantas American Express Ultimate Card

Qantas Frequent Flyer
95,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Stock up on Qantas points with the Qantas American Express Ultimate Card. Receive 55,000 bonus Qantas points when you apply online, are approved, and spend $3,000 on your new card within the first 3 months. (New card members only). Enjoy a bonus $450 Qantas travel credit each year that you can use for eligible flights.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

55,000
Receive 55,000 bonus Qantas points when you apply online, are approved, and spend $3,000 on your new card within the first 3 months.
points
(50,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1.25
Earn 1.25 Qantas Points for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent
Earn 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia
points per $
(1.25 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$450
p.a.
($450 forecast)
95,000
estimated points earned
save

Bankwest More World Mastercard

Bankwest More World Mastercard
Rewards credit card
Balance Transfer credit card

Bankwest More World Mastercard

Bankwest More Rewards
90,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 115,000 bonus Bankwest More rewards points when you spend $84,000 on eligible purchases for the year and earn 2.5 points per dollar on all eligible purchases uncapped. Enjoy up to 10 complimentary airport lounge visits with Loungekey. Foreign transaction fees are waived.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

115,000
Earn 115,000 bonus Bankwest More rewards points when you spend $84,000 on eligible purchases for the year
points
(0 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

2.5
Earn 2.5 points per dollar on eligible purchases uncapped
points per $
(2.50 forecast)
Bankwest More Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$270
p.a.
($270 forecast)
90,000
estimated points earned
save

ANZ Frequent Flyer Platinum

ANZ Frequent Flyer Platinum
Frequent Flyer credit card
Rewards credit card

ANZ Frequent Flyer Platinum

Qantas Frequent Flyer
87,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn Qantas Points on your everyday purchases with complimentary insurances and Personal Concierge. 60,000 bonus Qantas Points and your first annual fee waved on your new ANZ Frequent Flyer Platinum, when you spend $2,500 on eligible purchases in the first 3 months from approval. T&Cs, eligibility criteria, fees and charges apply. Note: An annual fee of $295 will be charged if you do not meet the minimum spend threshold.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

60,000
When you spend $2,500 on eligible purchases in the first 3 months from approval
points
(60,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.75
Earn 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period
points per $
(0.75 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$295
Includes a $240 Annual Account Fee and a $55 Rewards Program Services Fee
p.a.
87,000
estimated points earned
save

Bank of Melbourne Amplify Platinum - Qantas Offer

Bank of Melbourne Amplify Platinum - Qantas Offer
Offer ends 30 Sep 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Bank of Melbourne Amplify Platinum - Qantas Offer

Qantas Frequent Flyer
78,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 60,000 bonus Qantas points when you apply for a new Bank of Melbourne Altitude Platinum card and spend $2,000 or more on eligible purchases within 90 days of card approval. Purchase with confidence with complimentary extended warranty insurance on purchases for up to 12 months and earn quicker with an additional card holder at no extra cost.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

60,000
Earn 60,000 bonus Qantas points when you apply for a new Bank of Melbourne Altitude Platinum card and spend $2,000 or more on eligible purchases within 90 days of card approval.
points
(60,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.5
points per $
(0.50 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$99
p.a.
($99 forecast)
78,000
estimated points earned
save

Bank SA Amplify Platinum - Qantas Offer

Bank SA Amplify Platinum - Qantas Offer
Offer ends 30 Sep 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Bank SA Amplify Platinum - Qantas Offer

Qantas Frequent Flyer
78,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 60,000 bonus Qantas points when you apply for a new BankSA Altitude Platinum card and spend $2,000 or more on eligible purchases within 90 days of card approval. Purchase with confidence with complimentary extended warranty insurance on purchases for up to 12 months and earn quicker with an additional card holder at no extra cost.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

60,000
Earn 60,000 bonus Qantas points when you apply for a new BankSA Altitude Platinum card and spend $2,000 or more on eligible purchases within 90 days of card approval.
points
(60,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.5
points per $
(0.50 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$99
p.a.
($99 forecast)
78,000
estimated points earned
save

St.George Amplify Platinum - Qantas Offer

St.George Amplify Platinum - Qantas Offer
Offer ends 30 Sep 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

St.George Amplify Platinum - Qantas Offer

Qantas Frequent Flyer
78,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 60,000 bonus Qantas points when you apply for a new St.George Altitude Platinum card and spend $2,000 or more on eligible purchases within 90 days of card approval. Purchase with confidence with complimentary extended warranty insurance on purchases for up to 12 months and earn quicker with an additional card holder at no extra cost.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

60,000
Earn 60,000 bonus Qantas points when you apply for a new St.George Altitude Platinum card and spend $2,000 or more on eligible purchases within 90 days of card approval.
points
(60,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.5
points per $
(0.50 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$99
p.a.
($99 forecast)
78,000
estimated points earned
save

Westpac Altitude Platinum - Qantas Offer

Westpac Altitude Platinum - Qantas Offer
Offer ends 5 Aug 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Westpac Altitude Platinum - Qantas Offer

Qantas Frequent Flyer
78,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 60,000 bonus Qantas points when you spend $3,000 within 90 days of card approval, and 0.5 Qantas points per $1 spent on all eligible purchases. Earn bonus Altitude Points with Westpacs Accelerated Earn partners.
Complimentary:
  • Purchase Insurance
  • Travel Insurance
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

60,000
Earn 60,000 bonus Qantas Frequent Flyer points when you spend $3,000 within 90 days of card approval
points
(60,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.5
0.5 points per $ on eligible purchases
points per $
(0.50 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$200
Includes $150 Annual fee and $50 Qantas Rewards fee
p.a.
($200 forecast)
78,000
estimated points earned
save

ANZ Rewards

ANZ Rewards
Rewards credit card

ANZ Rewards

ANZ Rewards
74,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Be rewarded for your everyday purchases and have the flexiblity to redeem points for rewards ranging from gift cards to cashback and travel. Earn 50,000 bonus Reward Points when you spend $1,000 on eligible purchases in the first 3 months from approval. T&Cs, eligibility criteria, fees and charges apply.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

50,000
When you spend $1,000 on eligible purchases in the first 3 months from approval.
points
(50,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 1.5 Reward Points per $1 spent on eligible purchases up to and including $2,000 per statement period then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period
points per $
(0.67 forecast)
ANZ Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$80
Includes a $25 Annual Account Fee and a $55 Rewards Program Service Fee.
p.a.
($80 forecast)
74,000
estimated points earned
save

Bankwest More Classic Mastercard

Bankwest More Classic Mastercard
Rewards credit card
Balance Transfer credit card

Bankwest More Classic Mastercard

Bankwest More Rewards
73,500

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 19,500 bonus Bankwest More rewards points when you spend $24,000 for the year and earn 1.5 points per dollar on eligible purchases capped at 150,000 points per year. Redeem points for cashback and more!
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

19,500
19,500 bonus Bankwest More points when you spend $24,000 for the year
points
(19,500 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1.5
Earn 1.5 points per dollar on eligible purchases capped at 150,000 points each year
points per $
(1.50 forecast)
Bankwest More Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$100
p.a.
($100 forecast)
73,500
estimated points earned
save

Bankwest More Platinum Mastercard

Bankwest More Platinum Mastercard
Rewards credit card
Balance Transfer credit card

Bankwest More Platinum Mastercard

Bankwest More Rewards
72,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 75,000 bonus Bankwest More rewards points when you spend $48,000 on eligible purchases for the year and earn 1.5 points per dollar on all eligible purchases. No foreign transaction fees. Redeem points for cashback and more!
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

75,000
75,000 bonus Bankwest More points when you spend $48,000 for the year
points
(0 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

2
Earn 2 points per dollar on eligible purchases capped at 400,000 points each year
points per $
(2.00 forecast)
Bankwest More Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$160
p.a.
($160 forecast)
72,000
estimated points earned
save

Coles Rewards Mastercard

Coles Rewards Mastercard
Offer ends 31 Aug 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Coles Rewards Mastercard

flybuys
72,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn flybuys points faster with 2 points per $ on eligible transactions. Have a balance you're currently paying interest on? Save with 0% p.a. on Balance Transfers for up to 18 months with a 1.5% transfer fee when you apply by 31 August 2020. Offer includes no Annual Fee for the life of the card. Redeem a $10 discount at coles for every 2000 flybuys points earned. Note: No interest free days apply while you have a balance transfer.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

2
points per $
(2.00 forecast)
flybuys
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$99
p.a.
($99 forecast)
72,000
estimated points earned
save

Qantas American Express Premium Card

Qantas American Express Premium Card
Frequent Flyer credit card
Rewards credit card

Qantas American Express Premium Card

Qantas Frequent Flyer
66,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn great Qantas points with the Qantas American Express Ultimate Card. Receive 30,000 bonus Qantas points when you apply online, are approved, and spend $3,000 on your new card within the first 3 months. (New card members only).
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

30,000
Receive 30,000 bonus Qantas points when you apply online, are approved, and spend $3,000 on your new card within the first 3 months.
points
(30,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 1 Qantas Points for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent
Earn 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia
point per $
(1.00 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$249
p.a.
($249 forecast)
66,000
estimated points earned
save

NAB Qantas Rewards Premium Card

NAB Qantas Rewards Premium Card
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

NAB Qantas Rewards Premium Card

Qantas Frequent Flyer
53,760

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 30,000 bonus points when you spend $2,500 on eligible purchases within 60 days of you account being activated.
Offer includes:
24/7 Concierge Service
Complimentary Travel Insurance
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

30,000
Earn 30,000 bonus points when you spend $2,500 on eligible purchases within 60 days of you account being activated
points
(30,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.66
0.66 points per $ on eligible purchases capped at 3000, then 0.34 points per dollar capped at $6,000
points per $
(0.66 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$250
p.a.
($250 forecast)
53,760
estimated points earned
save

Qantas Premier Everyday Credit Card

Qantas Premier Everyday Credit Card
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Qantas Premier Everyday Credit Card

Qantas Frequent Flyer
52,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 5,000 points per month each time you spend $1000 per month for the first five months. That's 25,000 bonus Qantas points for your everyday spending with the Qantas Premier Everyday Credit Card. This card includes complimentary travel insurance and a reduced $29 annual fee for the first year (usually $49 p.a.) Standard earn rate is 0.75 points per dollar up to $3000, then 0.4 points per dollar thereafter (uncapped).
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

25,000
Earn 5,000 points per month each time you spend $1000 per month for the first five months.
points
(25,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.75
Earn 0.75 points per dollar for the first $3,000, then 0.4 points thereafter.
Earn 1 point per dollar on eligible international purchases
Earn 1 additional Qantas point when shopping with Qantas
points per $
(0.75 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$49
$29 for the first year, then $49 p.a.
p.a.
($49 forecast)
52,000
estimated points earned
save

HSBC Platinum Qantas Credit Card

HSBC Platinum Qantas Credit Card
Offer ends 30 Sep 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

HSBC Platinum Qantas Credit Card

Qantas Frequent Flyer
44,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 20,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 90 days of card approval and earn 1 Qantas Point for every dollar up to $1,000 then 0.5 points capped at 7,500 points per statement period. Save with 0% p.a. on balance transfers for up to 12 months. Enjoy complimentary travel and purchase insurance. Not a Qantas member? Save with no membership joining fee (usually $99).
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

20,000
Earn 20,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 90 days of card approval
points
(20,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 1 Qantas Point for every dollar up to $1,000 then 0.5 points thereafter capped at 7,500 points per statement period
point per $
(0.67 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$99
p.a.
($99 forecast)
44,000
estimated points earned
save

American Express Platinum Edge

American Express Platinum Edge
Rewards credit card

American Express Platinum Edge

Amex Membership Rewards
36,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Enjoy $200 to spend on travel each year that can be used on eligible flights, hotels, car hire or experiences when booked through American Express Travel. Earn 3 Membership rewards points per $1 spent at major supermarkets and petrol stations and 2 Membership rewards points per $1 spent on foreign currency purchases overseas and online and 1 Membership rewards point on all other purchases.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 3 Membership rewards points per $1 spent at major supermarkets and petrol stations and 2 Membership rewards points per $1 spent on foreign currency purchases overseas and online and 1 Membership rewards point on all other purchases.
point per $
(1.00 forecast)
Amex Membership Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$195
p.a.
($195 forecast)
36,000
estimated points earned
save

Bank of Melbourne Amplify - Amplify Offer

Bank of Melbourne Amplify - Amplify Offer
Offer ends 30 Sep 2020
Rewards credit card
Balance Transfer credit card

Bank of Melbourne Amplify - Amplify Offer

Amplify Rewards
36,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 1 Amplify rewards point per dollar on eligible purchases with the Bank of Melbourne Amplify credit card.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
point per $
(1.00 forecast)
Amplify Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$79
p.a.
($79 forecast)
36,000
estimated points earned
save

Bank SA Amplify - Amplify Offer

Bank SA Amplify - Amplify Offer
Offer ends 30 Sep 2020
Rewards credit card
Balance Transfer credit card

Bank SA Amplify - Amplify Offer

Amplify Rewards
36,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 1 Amplify rewards point per dollar on eligible purchases with the Bank SA Amplify credit card.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
point per $
(1.00 forecast)
Amplify Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$79
p.a.
($79 forecast)
36,000
estimated points earned
save

Commonwealth Bank Awards Credit Card

Commonwealth Bank Awards Credit Card
Rewards credit card
Balance Transfer credit card

Commonwealth Bank Awards Credit Card

Commbank Awards
36,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn up to 50,000 Awards points a year by earning 1 Awards point for every dollar spent
Offer includes:
  • $500 minimum credit limit
  • Priceless® Cities offers and experiences
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Capped at 50,000 points per year
point per $
(1.00 forecast)
Commbank Awards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$59
p.a.
($59 forecast)
36,000
estimated points earned
save

Commonwealth Bank Diamond Awards Credit Card

Commonwealth Bank Diamond Awards Credit Card
Rewards credit card
Balance Transfer credit card

Commonwealth Bank Diamond Awards Credit Card

Commbank Awards
36,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Reward yourself with everyday purchases by earning 1.25 points per dollar up to 1,000,000 points per year. Buy with confidence with included purchase insurance.
Offer includes:
  • International Travel Insurance
  • Priceless® Cities offers and experiences
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 1 point per dollar, capped at 1,000,000 points per year
point per $
(1.00 forecast)
Commbank Awards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$349
p.a.
($349 forecast)
36,000
estimated points earned
save

Commonwealth Bank Platinum Awards Credit Card

Commonwealth Bank Platinum Awards Credit Card
Rewards credit card
Balance Transfer credit card

Commonwealth Bank Platinum Awards Credit Card

Commbank Awards
36,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn up to 150,000 Awards points a year by earning 1 Awards point for every dollar spent.
Offer includes:
  • International Travel Insurance
  • Priceless® Cities offers and experiences
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 1 point per dollar, capped at 150,000 points per year
point per $
(1.00 forecast)
Commbank Awards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$249
p.a.
($249 forecast)
36,000
estimated points earned
save

HSBC Platinum Credit Card

HSBC Platinum Credit Card
Offer ends 30 Sep 2020
Rewards credit card
Balance Transfer credit card

HSBC Platinum Credit Card

HSBC Rewards Plus
36,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Relax with 0% interest on Balance Transfers for up to 22 months and no balance transfer fee. Enjoy the benefits of a premium card with HSBC's rewards program and earn 1 rewards points per dollar spent (2 points if spending overseas). Card includes great insurance benefits including both travel & purchase insurance, as well as a long 55 days interest free period on purchases. You also receive a refund on your annual fee when you spend $6,000 or more per year.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn two Rewards Plus points per dollar on overseas purchases and one Rewards Plus point per dollar for all other purchases
point per $
(1.00 forecast)
HSBC Rewards Plus
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$129
Annual fee is refunded when you spend $6,000 or more per year
p.a.
($129 forecast)
36,000
estimated points earned
save

Latitude Go Mastercard

Latitude Go Mastercard
Rewards credit card

Latitude Go Mastercard

Go Rewards
36,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Choose your way with Latitude's Go Mastercard. With options for interest free repayments with large retailers such as Harvey Norman, Domayne, Joyce Mayne and hundreds more, the Latitude Low Rate Mastercard is a great option for those who want it now.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Receive 1 GO Rewards point per dollar spent on your GO Mastercard. Points not earned on cash advances, cash equivalent transactions, balance transfers, Buyers Protection Premiums or interest, fees and charges. Points are capped at 100,000 per year.
point per $
(1.00 forecast)
Go Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$96.40
Includes monthly account service charge of $5.95 when account balance is greater than $10 and an establishment fee of $25
first year
then $71.40 p.a.
($96 forecast)
36,000
estimated points earned
save

Latitude Infinity Rewards Visa®

Latitude Infinity Rewards Visa®
Rewards credit card

Latitude Infinity Rewards Visa®

Infinity Rewards
36,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 1 Latitude Infinity Rewards point for every dollar spent (uncapped) with this great value $69 p.a. Infinity Rewards Visa card. Save with up to 55 days interest free on purchases.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
point per $
(1.00 forecast)
Infinity Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$69
p.a.
($69 forecast)
36,000
estimated points earned
save

St.George Amplify - Amplify Offer

St.George Amplify - Amplify Offer
Offer ends 30 Sep 2020
Rewards credit card
Balance Transfer credit card

St.George Amplify - Amplify Offer

Amplify Rewards
36,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 1 Amplify rewards point per dollar on eligible purchases with the St.George Amplify credit card.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
point per $
(1.00 forecast)
Amplify Rewards
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$79
p.a.
($79 forecast)
36,000
estimated points earned
save

ANZ Frequent Flyer

ANZ Frequent Flyer
Frequent Flyer credit card
Rewards credit card

ANZ Frequent Flyer

Qantas Frequent Flyer
35,500

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn Qantas Points on your everyday purchases. 25,000 bonus Qantas Points when you spend $1,000 on eligible purchases in the first 3 months from approval. T&Cs, eligibility criteria, fees and charges apply.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

25,000
When you spend $1,000 on eligible purchases in the first 3 months from approval.
points
(25,000 forecast)
Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.5
Earn 0.5 Qantas Points per $1 spent on eligible purchases up to and including $500 per statement period then 0.25 Qantas Points per $1 spent on eligible purchases above $500 per statement period
points per $
(0.29 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$95
Includes a $40 Annual Account Fee and a $55 Rewards Program Services Fee
p.a.
($95 forecast)
35,500
estimated points earned
save

Bankwest Qantas World Mastercard

Bankwest Qantas World Mastercard
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Bankwest Qantas World Mastercard

Qantas Frequent Flyer
33,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Earn 1 Qantas point per dollar spent on your first $5,000 with this great online purchase companion. Card includes complimentary overseas travel insurance and no foreign currency conversion fees.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

1
Earn 1 Qantas points per dollar for the first $5000, then 0.5 points per dollar thereafter
point per $
(0.92 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$270
p.a.
($270 forecast)
33,000
estimated points earned
save

Qantas American Express Discovery Card

Qantas American Express Discovery Card
Frequent Flyer credit card
Rewards credit card
No Annual Fee credit card

Qantas American Express Discovery Card

Qantas Frequent Flyer
27,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Discover destinations by earning 0.75 Qantas points on purchases with no Annual fee for the life of the card. Be protected with great complimentary product insurance offers such as purchase and refund protection.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.75
Earn 0.75 Qantas Points for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent
Earn 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia
points per $
(0.75 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$0
p.a.
27,000
estimated points earned
save

Bankwest Qantas Platinum Mastercard

Bankwest Qantas Platinum Mastercard
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Bankwest Qantas Platinum Mastercard

Qantas Frequent Flyer
24,300

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
With a $3000 minimum spending limit and 0.75 Qantas points per dollar on the first $2500 spent, the Bankwest Qantas Platinum Mastercard is a great choice for those looking to earn rewards on their everyday spending. Card includes complimentary overseas travel insurance and no foreign transaction fees.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.75
Earn 0.75 Qantas points per dollar for the first $2500, then 0.3 points per dollar thereafter
points per $
(0.68 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$160
p.a.
($160 forecast)
24,300
estimated points earned
save

Bank of Melbourne Amplify - Qantas Offer

Bank of Melbourne Amplify - Qantas Offer
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Bank of Melbourne Amplify - Qantas Offer

Qantas Frequent Flyer
18,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Reward yourself with Bank of Melbourne's Amplify Credit Card Qantas Offer and earn 0.5 Qantas points per dollar spent on eligible transactions. Have a current balance? Save with 0% interest on balance transfers for up to 12 months and no balance transfer fee. With a low minimum credit limit of $500 and annual fee of $79, this card is a great way to earn Qantas points on your spending.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.5
Earn 0.5 Qantas Points for each dollar spent on eligible purchases. Uncapped.
points per $
(0.50 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$79
p.a.
($79 forecast)
18,000
estimated points earned
save

Bank SA Amplify - Qantas Offer

Bank SA Amplify - Qantas Offer
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Bank SA Amplify - Qantas Offer

Qantas Frequent Flyer
18,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Reward yourself with Bank SA's Amplify Credit Card Qantas Offer and earn 0.5 Qantas points per dollar spent on eligible transactions. Have a current balance? Save with 0% interest on balance transfers for up to 12 months and no balance transfer fee. With a low minimum credit limit of $500 and annual fee of $79, this card is a great way to earn Qantas points on your spending.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.5
Earn 0.5 Qantas Points for each dollar spent on eligible purchases. Uncapped.
points per $
(0.50 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$79
p.a.
($79 forecast)
18,000
estimated points earned
save

Coles No Annual Fee Mastercard

Coles No Annual Fee Mastercard
Offer ends 31 Aug 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card
No Annual Fee credit card

Coles No Annual Fee Mastercard

flybuys
18,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Save with 0% p.a. on Balance Transfers for up to 18 months with a 1.5% transfer fee when you apply by 31 August 2020. Offer includes no Annual Fee for the life of the card and 0.5 flybuys points per dollar spent on eligible transactions. Redeem a $10 discount at coles for every 2000 flybuys points earned. Note: No interest free days apply while you have a balance transfer.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.5
points per $
(0.50 forecast)
flybuys
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$0
p.a.
18,000
estimated points earned
save

St.George Amplify - Qantas Offer

St.George Amplify - Qantas Offer
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

St.George Amplify - Qantas Offer

Qantas Frequent Flyer
18,000

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Reward yourself with St.George's Amplify Credit Card Qantas Offer and earn 0.5 Qantas points per dollar spent on eligible transactions. Have a current balance? Save with 0% interest on balance transfers for up to 12 months and no balance transfer fee. With a low minimum credit limit of $500 and annual fee of $79, this card is a great way to earn Qantas points on your spending.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0.5
Earn 0.5 Qantas Points for each dollar spent on eligible purchases. Uncapped.
points per $
(0.50 forecast)
Qantas Frequent Flyer
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$79
p.a.
($79 forecast)
18,000
estimated points earned
save

Coles Low Rate Mastercard

Coles Low Rate Mastercard
Offer ends 31 Aug 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card
Low Interest credit card

Coles Low Rate Mastercard

flybuys
0

Total points is the estimated number of rewards points earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned
Save on Balance Transfers with 0% interest for up to 6 months and no balance transfer free. Offer includes Coles's lowest interest rate on purchases of 12.99%. Note: No interest free days apply while you have a balance transfer.
Bonus Points

The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.
Conditions apply. Refer to the bank’s website for full T&Cs.

Earn Rate

The number of rewards points earned for each eligible dollar spent on the card. Earn rate tiers or points capping may apply. For example, you may earn 2 points per $1 on the first $2000 spent on the card, then 1 point per $1 spent for additional transactions. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions.

0
Collect FlyBuys points only at Coles Supermarkets
point
(0.00 forecast)
flybuys
Annual Fee

Total annual fees charged for the number of years the card is held (based on your input above). An annual fee is charged in full for each year or part of a year. The calculation takes into consideration annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

All estimates are based on our assumptions on card usage and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

$58
p.a.
($58 forecast)
0
estimated points earned
save

How do I choose a credit card rewards program?

With so many rewards credit cards to choose from, it’s a good idea to step back and first consider what you want to get out of your credit card spending. Are you looking to boost your frequent flyer points balance, get cashbacks and gift cards or buy items directly with the rewards points?

If you’re looking for flight redemptions, your best bet is generally to go with a card that lets you earn frequent flyer points directly. Check out our Frequent Flyer comparison page for a great range of frequent flyer credit card offers.

If you’re after cashbacks, buying items with rewards points or gift cards, then you’re on the right page. From here, there are two points to consider when comparing offers:

  1. What is a rewards point worth?
  2. How many rewards points can I earn?

What is a credit card rewards point worth?

Not all points are created equal. The value of a point will differ between different rewards programs, and within the rewards program, the value of that point will differ depending on the type of redemption.

Depending on whether you choose to redeem a cashback to your credit card, use the points to buy a gift card or perhaps an item from the rewards shop, you’ll find that the value of the points in dollar terms can differ greatly. If you compare a $100 cashback value with a $100 gift card, you may find that within certain programs, this can actually cost you more in points. Similarly, if you’re looking to buy a pair of headphones with your points, take a look how much it costs and compare how many points you’d need to buy a gift card of the same value. It may be worth getting the gift card for a major retailer and buying the headphones with the gift card.

In order to quantify the value of different rewards programs, we looked at the points cost of $100 in gift cards* across major programs to come up with a “dollar value” of the points you earn. We considered popular retailers such as David Jones, JB Hifi, Myer, Woolworths, Amazon, Bunnings and Caltex. Below are the average point redemption values for these programs.

Rewards ProgramPoint Value$100 in gift cards (average)
NAB Rewards0.52 cents19,230 points
Velocity Frequent Flyer (redemptions on hold)0.51 cents19,499 points
Commbank Awards0.48 cents21,000 points
BOM Amplify0.45 cents22,200 points
Westpac Altitude0.44 cents22,950 points
Qantas Frequent Flyer0.43 cents23,521 points

From the above we see that average point values range from 0.43 cents per point to 0.52 cents per point with NAB Rewards coming out on top and Qantas Points having the least value per point.

Before making a decision on one program over another, multiply your estimated points earned by the Points Value. For example, if your estimated points earned comes to 200,000 Westpac Altitude points, this equates to approximately 88,000 cents or $880 worth of gift cards. In contrast, 200,000 NAB Rewards however are worth $1040.

*Note the table is an estimation current as at April 2020, which may change from time to time and you’ll need to do your own checks before redeeming your points to make sure you’re getting the best value. Where a $100 gift card was not available, lower values were combined to make up the $100. Higher value gift cards often have better points redemption rates, however these were not considered in order to standardise the comparison.

How many rewards points can you earn?

Now that you know how much a point is worth, the next step is to figure out how many points you can earn. The good news is, we’ve done the hard work for you. Use our Rewards Credit Card comparison above to input your eligible monthly spend and find out how the credit cards compare.

If you really want to dig deeper into the estimated dollar value of the points you’ll earn, multiply the number of Total Points (in the last column of the comparison table) by the Point Value to get an indication of the total amount of points you could earn. For example, $3000 of eligible monthly spend could earn you 195,000 Altitude points on the Westpac Altitude Black credit card. The estimated value of these point is 195,000 x 0.44 cents, which equals 85,800 cents or $858.

So, which rewards program should I pick?

Choosing a rewards program can sometimes be a little subjective. Do you already have a home loan and prefer to keep all your banking in one place? Or are you invested in a particular rewards or frequent flyer program, and want to keep earning more of those points? Or are you happy to explore all the rewards programs and find out what you could be missing out on? Once you know what you’re after, simply use the filters in our Rewards Credit Card Comparison above and find out how the cards stack up against each other.

What should I consider when choosing a rewards credit card?

Now that you’ve picked a rewards program and have got a better understanding of the value of a rewards point, here’s everything you need to consider before picking a new credit card.

1. Is a high annual fee worth it?

Some rewards credit cards come bundled with great features – and high annual fees to boot. Is it worth it paying more for a premium card? That depends on whether you can afford to pay the fee upfront, and whether the benefits (the dollar value of the points redeemed) outweigh the cost of the card. This will differ greatly based on the way you spend on the card. Take advantage of our credit card comparison tool above and select your monthly spend from the inputs above to see how the cards stack up.
Note that larger fees are often coupled with greater rewards earning potential, more bonus points, and in some cases, annual gifts such as complimentary flights or lounge access. As a result, it’s a good idea to keep in mind the value of these items and decide whether you will actually use them.

2. Can you afford to repay what you’ve spent on your credit card?

While there are so many great credit card offers to choose from, the important caveat is that if you don’t regularly pay off your credit card in full, you’ll be paying interest charges which eat into the value of the points you’ve earned. If you can’t afford to pay off the amount you’ve spent on your credit card in order to reach a bonus points target, it’s probably not a good idea for you, and you might be more interested in our Balance Transfer, Low Rate or No Annual Fee credit cards. If you’re already on top of your spending, then a Rewards or Frequent Flyer credit card is a great way to maximise your everyday spending.

3. Can you meet the spending requirements for bonus points?

Rewards cards often come with bonus points offers that give you a lump sum of points for meeting certain spending thresholds. To maximise the value of a credit card, you need to ensure you’re able to meet these thresholds. To see how many points you could earn, simply adjust the “Your monthly spend” slider to align to your eligible monthly spend amount, and let our points calculator do the rest. Some cards exclude certain categories of spend such as BPAY payments, so it is wise to check the banks product page before applying to confirm that the spend you are relying on is included. It is always best to work within your current spending habits, or apply for a card before planned large purchases, so you can avoid spending beyond your means.

Remember, the point of getting a rewards card is to maximise your everyday spending. If you have to stretch your budget and buy things you don’t need in order to meet bonus point spend targets, you might want to consider a rewards card with lower spending requirements.

4. Are there any exclusions to eligible spend that you need to be aware of?

Spending requirements sometimes exclude or limit earning on certain categories, such as BPAY or payments to government entities. Always check the terms and conditions of the card on the bank’s site before applying.

5. What extra credit card features are you looking for?

Some credit cards come with special features such as purchase protection, travel insurance or concierge services. If these are important to you, you can select these in the search filters above. Note that if you do, any cards that don’t have these features won’t be displayed and you might miss out other great offers, so filter wisely.

6. Is it worth keeping the card after the bonus points period?

While you may earn a high amount of bonus points during the initial promotion period, some cards will drop the value of the points earned per dollar spend in the subsequent months. Click ‘more info’ or compare cards to view a graph of the earn rate over time. Even if maths wasn’t your favourite subject at school, the graphs make it really easy to see the best earning periods for your card.

7. Which fees and rates are relevant to you?

This depends entirely on your personal situation and the way you use your credit card. If you always pay off your balance in full, then the interest rates may not be something you place high value on. Plan to shop internationally? International fees may be a key consideration to keep in mind. Counting on secondary card holders helping you meet the bonus targets? Make sure to check whether additional cardholders are complimentary or have a fee attached.

8. Do you meet the eligibility requirements?

In addition to the minimum age requirement, some credit cards also have income or residential status requirements. After shortlisting your top credit cards, check to ensure you also meet the eligibility requirements. Other things to look for are the minimum credit limit, which can be higher for premium cards to encourage a higher level of spending and usually require higher incomes and less personal debt.

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