Balance Transfer Banking Restrictions
Many balance transfer credit cards have limitations regarding the source of debt that can be transferred. Below is a handy table you can use to discover where you may be able to transfer to or from. Note that some brands may change card issuers from time to time which will change the balance transfer restrictions. Always confirm with the card issuer prior to requesting a balance transfer.
| Transferring from: | Cannot transfer to: |
|---|---|
| American Express | American Express |
| ANZ | ANZ |
| Bank of Melbourne | Bank of Melbourne, BankSA, St.George |
| Bank of Queensland (BOQ) | BOQ, Citi, IMB, Suncorp, Virgin Money |
| Bank SA | BankSA, St.George, Bank of Melbourne |
| Bankwest | Bankwest |
| Citi | Citi, Coles, IMB, Suncorp, Qantas Money, Virgin Money |
| Coles | Coles, Citi, IMB, Suncorp, Virgin Money |
| IMB | IMB, Citi, Coles , Suncorp, Virgin Money |
| Jetstar | Jetstar, Myer, Macquarie |
| Myer | Myer, Jetstar, Macquarie |
| NAB | NAB |
| Qantas Money | Qantas Money, Citi, Coles, IMB, Suncorp, Virgin Money |
| Suncorp | Suncorp, Citi, Coles , IMB, Virgin Money |
| Virgin Money | Virgin Money, Citi, Coles , IMB, Suncorp |
| Westpac | Westpac |
