Balance Transfer Banking Restrictions

Many balance transfer credit cards have limitations regarding the source of debt that can be transferred. Below is a handy table you can use to discover where you may be able to transfer to or from. Note that some brands may change card issuers from time to time which will change the balance transfer restrictions. Always confirm with the card issuer prior to requesting a balance transfer.
Transferring from:Cannot transfer to:
American ExpressAmerican Express
Bank of MelbourneBank of Melbourne, BankSA, St.George
Bank of Queensland (BOQ)BOQ, Citi, IMB, Suncorp, Virgin Money
Bank SABankSA, St.George, Bank of Melbourne
CitiCiti, Coles, IMB, Suncorp, Qantas Money, Virgin Money
ColesColes, Citi, IMB, Suncorp, Virgin Money
IMBIMB, Citi, Coles , Suncorp, Virgin Money
JetstarJetstar, Myer, Macquarie
MyerMyer, Jetstar, Macquarie
Qantas MoneyQantas Money, Citi, Coles, IMB, Suncorp, Virgin Money
SuncorpSuncorp, Citi, Coles , IMB, Virgin Money
Virgin MoneyVirgin Money, Citi, Coles , IMB, Suncorp