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Coles

Are you looking for the best Coles credit card offers? Discover our range of Coles credit cards today.
Select a Coles credit card below and review their offers by reading our reviews or using our balance transfer calculators.

Low Rate

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Purchase Rate
A purchase rate is the standard interest rate that applies to purchases on the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card.
Balance Transfer
The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.
Annual Fee

Coles Low Rate Mastercard

Coles Low Rate Mastercard
Offer ends 31 Jan 2021
Balance Transfer credit card
Low Interest credit card

Coles Low Rate Mastercard

Enjoy $100 off a Coles Supermarket Shop. To receive the $100 off you need to make an eligible purchase within 30 days of approval. Plus 0% p.a. on Balance Transfers for 6 months (reverts to Cash Advance rate)*. No BT Fee Applies. No interest free days apply to retail purchases while you have a Balance Transfer. Apply for a Coles Low Rate Mastercard® by 31 January 2021.
Purchase Rate

A purchase rate is the standard interest rate that applies to purchases on the card. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made.

12.99%
p.a.
Balance Transfer

The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.

0% for
6 months
reverts to
19.99% p.a.
Annual Fee

An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. No other fees have been included.

$58
p.a.

Coles No Annual Fee Mastercard

Coles No Annual Fee Mastercard
Offer ends 31 Jan 2021
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card
No Annual Fee credit card

Coles No Annual Fee Mastercard

Pay 0% p.a. on purchases for 12 months. Reverts to Retail Purchase rate. Apply for a Coles No Annual Fee Mastercard® by 31 January 2021. Offer includes no Annual Fee for the life of the card and 0.5 flybuys points per dollar spent on eligible transactions. Redeem a $10 discount at coles for every 2000 flybuys points earned. Note: No interest free days apply while you have a balance transfer.
Purchase Rate

A purchase rate is the standard interest rate that applies to purchases on the card. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made.

0% for
12 months
reverts to
19.99% p.a.
Balance Transfer

The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.

0% for
18 months
reverts to
19.99% p.a.
1.5% transfer fee
Annual Fee

An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. No other fees have been included.

$0
p.a.

Coles Rewards Mastercard

Coles Rewards Mastercard
Offer ends 31 Jan 2021
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card
No Annual Fee credit card

Coles Rewards Mastercard

Enjoy $100 off a Coles Supermarket Shop and no annual fee in the first year. To receive the $100 off you need to spend $500 or more on eligible purchases within 60 days of approval. Plus 0% p.a. on Balance Transfers for 18 months 1.5% BT fee applies (reverts to Cash Advance rate)*. No interest free days apply to retail purchases while you have a Balance Transfer. Apply for a Coles Rewards Mastercard® by 31 January 2021.
Purchase Rate

A purchase rate is the standard interest rate that applies to purchases on the card. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made.

19.99%
p.a.
Balance Transfer

The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.

0% for
18 months
reverts to
19.99% p.a.
1.5% transfer fee
Annual Fee

An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. No other fees have been included.

$0
first year
then $99 p.a.