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Westpac

Are you looking for the best Westpac credit card offers? Discover our range of Westpac credit cards today.

ANZ Frequent Flyer Black

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Purchase Rate
A purchase rate is the standard interest rate that applies to purchases on the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card.
Balance Transfer
The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.
Annual Fee

Westpac Altitude Black - Altitude Offer

Westpac Altitude Black - Altitude Offer
Offer ends 11 Nov 2020
Rewards credit card
Balance Transfer credit card

Westpac Altitude Black - Altitude Offer

Earn 150,000 bonus Altitude Rewards points when you spend $4,000 within 90 days of card approval. Earn bonus Altitude Points with Westpacs Accelerated Earn partners.
Includes complimentary insurance covers. Offer excludes customers who hold/held any Westpac Rewards credit card in the last 12 months. New cards only. T&Cs apply.
Purchase Rate

A purchase rate is the standard interest rate that applies to purchases on the card. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made.

20.49%
p.a.
Balance Transfer

The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.

6.99% for
12 months
reverts to
21.49% p.a.
Annual Fee

An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. No other fees have been included.

$250
p.a.

Westpac Altitude Black - Qantas Offer

Westpac Altitude Black - Qantas Offer
Offer ends 11 Nov 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Westpac Altitude Black - Qantas Offer

Earn 90,000 bonus Qantas Points when you spend $4,000 within 90 days of card approval. Earn an additional 30,000 bonus points after making one eligible purchase in your second year of the card being opened.
Includes:
  • Complimentary insurance covers
  • 2 complimentary Qantas Club airport lounge passes each year
  • 24/7 Concierge Services
Offer excludes customers who hold/held any Westpac Rewards credit card in the last 12 months. New cards only. T&Cs apply.
Purchase Rate

A purchase rate is the standard interest rate that applies to purchases on the card. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made.

20.49%
p.a.
Balance Transfer

The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.

6.99% for
12 months
reverts to
21.49% p.a.
Annual Fee

An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. No other fees have been included.

$300
Includes $250 annual fee and $50 Qantas membership rewards fee
p.a.

Westpac Altitude Platinum - Altitude Offer

Westpac Altitude Platinum - Altitude Offer
Offer ends 2 Dec 2020
Rewards credit card
Balance Transfer credit card

Westpac Altitude Platinum - Altitude Offer

Do more with the Westpac Altitude Platinum - Altitude offer. Earn 80,000 bonus Altitude Rewards Points when you spend $3,000 within 90 days of card approval, and 0.5 Qantas Points per $1 spent on all eligible purchases. Save with 0% p.a. on balance transfers for 18 months with a 1% balance transfer fee and discounted annual fee for the first year.
Complimentary:
  • Purchase Insurance
  • Travel Insurance
Purchase Rate

A purchase rate is the standard interest rate that applies to purchases on the card. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made.

20.49%
p.a.
Balance Transfer

The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.

0% for
18 months
reverts to
21.49% p.a.
1% transfer fee
Annual Fee

An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. No other fees have been included.

$99
first year
then $150 p.a.

Westpac Altitude Platinum - Qantas Offer

Westpac Altitude Platinum - Qantas Offer
Offer ends 2 Dec 2020
Frequent Flyer credit card
Rewards credit card
Balance Transfer credit card

Westpac Altitude Platinum - Qantas Offer

Do more with the Westpac Altitude Platinum - Qantas Offer. Earn 60,000 bonus Qantas Points when you spend $3,000 within 90 days of card approval, and 0.5 Qantas Points per $1 spent on all eligible purchases. Save with 0% p.a. on balance transfers for 18 months with a 1% balance transfer fee and discounted annual fee for the first year.
Complimentary:
  • Purchase Insurance
  • Travel Insurance
Purchase Rate

A purchase rate is the standard interest rate that applies to purchases on the card. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made.

20.49%
p.a.
Balance Transfer

The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.

0% for
18 months
reverts to
21.49% p.a.
1% transfer fee
Annual Fee

An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. No other fees have been included.

$99
$99 for the first year ($150 thereafter) and $0 Qantas Rewards Fee for the first year ($50 p.a. thereafter)
first year
then $200 p.a.

Westpac Lite Card

Westpac Lite Card
Low Interest credit card

Westpac Lite Card

Great overseas shopping card with no international transaction fees on purchases.
Purchase Rate

A purchase rate is the standard interest rate that applies to purchases on the card. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made.

9.9%
p.a.
Balance Transfer

The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.

Annual Fee

An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. No other fees have been included.

$108
$9 monthly fee
p.a.

Westpac Low Fee

Westpac Low Fee
Offer ends 2 Dec 2020
Balance Transfer credit card
0% Purchase credit card
No Annual Fee credit card

Westpac Low Fee

Online offer. Pay 0% p.a. for up to 15 months on new purchases and 0% p.a. for 6 months on balance transfers with no balance transfer fee when requested at card application. Save with no annual card fee in the first year, and following years if you spend $5,000. Otherwise card fee is $30 p.a. New cards only. Conditions, T&Cs apply.
Purchase Rate

A purchase rate is the standard interest rate that applies to purchases on the card. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made.

0% for
15 months
reverts to
20.09% p.a.
Balance Transfer

The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.

0% for
6 months
reverts to
21.49% p.a.
Annual Fee

An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. No other fees have been included.

$0
Pay no annual card fee in the first year (saving you $30) and in following years if you spend $5,000 within 12 months of your cards anniversary date
first year
then $30 p.a.

Westpac Low Fee - Platinum

Westpac Low Fee - Platinum
Balance Transfer credit card
No Annual Fee credit card

Westpac Low Fee - Platinum

Access Platinum features including travel and purchase insurance with Westpac's Low Fee Platinum card. Pay no annual fee in the first year (saving you $90) and then subsequent years when you spend at least $10,000 within the preceeding year.
Purchase Rate

A purchase rate is the standard interest rate that applies to purchases on the card. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made.

20.09%
p.a.
Balance Transfer

The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.

6.99% for
12 months
reverts to
21.49% p.a.
Annual Fee

An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. No other fees have been included.

$0
Pay no annual card fee in the first year (saving you $90) and in following years if you spend $10,000 within 12 months of your cards anniversary date
first year
then $90 p.a.

Westpac Low Rate Card

Westpac Low Rate Card
Offer ends 2 Dec 2020
Balance Transfer credit card
Low Interest credit card

Westpac Low Rate Card

Online Offer. Pay no interest for up to 20 months on balance transfers requested when you apply for the card. A 1% balance transfer fee applies. In addition, earn $200 cash back when you spend $1,000 within 90 days of card approval. After 20 months the rate will revert to the variable cash advance rate. New cards only. Conditions, T&Cs apply.
Purchase Rate

A purchase rate is the standard interest rate that applies to purchases on the card. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made.

13.74%
p.a.
Balance Transfer

The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.

0% for
20 months
reverts to
21.49% p.a.
1% transfer fee
Annual Fee

An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. No other fees have been included.

$59
p.a.