ING is a Dutch financial services and banking company headquartered in Amsterdam, however they have over 1000 employees in Australia. Although they have a footprint here, they have an online-only model for servicing customers. Many of their credit card products require you to also be an ING banking customer. See our range of ING credit card products below.

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Purchase Rate
A purchase rate is the standard interest rate that applies to purchases on the card. Some balance transfer cards may charge interest on the entire balance if a new purchase is made. A promotional purchase rate may apply to purchases for a set period of time. After the promotional period ends, the interest rate will revert to the purchase rate indicated and standard interest-free period of the card.
Balance Transfer
The balance transfer offer refers to the interest rate applied to the balance transfer amount for a set period of time. Other transactions are subject to the purchase rate. Offers may include a balance transfer fee and are generally only available when transferring from a different credit card provider. Click here for a list of banks and restrictions.
Annual Fee
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