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ANZ Platinum
$ 15000
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$ 15000
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ANZ Platinum Credit Card

ANZ Platinum

Enjoy shopping interest-free with 0% p.a. for 17 months on purchases.*

 

0% p.a. for 17 months on purchases and $0 Annual Fee in First Year with an ANZ Platinum credit card.*

Packed with platinum perks including Guaranteed Pricing, Extended Warranty Insurance and Purchase Protection for extra peace of mind, the ANZ Platinum is compatible with Apple Pay and Google Pay, making it the ideal shopping companion.

*Reverts to standard purchases rate, currently 20.24% p.a. after 17 months. In each subsequent year, standard Annual Fee (currently $87) applies. Eligibility criteria, T&Cs, fees and charges apply.

Balance Transfer Savings

0% Purchase Savings

View Offer

You could save

$3,763

Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

in months

You could save

$3,763

Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

in 17 months

0% for
17 months
Purchase Rate
$0

first year
then $87 p.a.
Annual Fee
p.a.
0% for
17 months
Purchase Rate
$0

first year
then $87 p.a.
Annual Fee
0% for
17 months
Purchase Rate
$0
first year
then $87 p.a.
Annual Fee
$87

annual fees
Total Fees
Total Fees is a calculation based on the total annual fees charged for the number of months the promotional period applies. An annual fee is charged in full for each year or part of a year. The calculation considers annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

ANZ Platinum Credit Card Review

Reviewed on 19 October 2020 by Maja – credit card expert & co-founder of Compare the Card

With 0% p.a. for up to 17 months on purchases and no annual fee in the first year, the ANZ Platinum is a top choice for those with large purchases on the horizon. Packed with platinum perks including Guaranteed Pricing, Extended Warranty Insurance and Purchase Protection for extra peace of mind, the ANZ Platinum is compatible with Apple Pay and Google Pay, making it the ideal shopping companion.

What do we love about this card?

0% p.a. for up to 17 months on purchases is one of the longest 0% purchase offers we have seen! Thanks to its low annual fee of $87 p.a. (which is waived in the first year and also if you make $20,000 of eligible purchases in 12 months), complimentary insurances when shopping, and 55 day interest-free period on purchases (after the promotional purchase period), the ANZ Platinum is a top 0% purchase credit card for savvy shoppers. The platinum perks on offer include Guaranteed Pricing, Extended Warranty Insurance, Purchase Protection and 24/7 Personal Concierge service, which can help you with restaurant or hotel bookings, gift ideas, travel recommendations and much more.

Guaranteed pricing allows you to recoup up to $300 you may have overpaid for an eligible purchase at a physical store for up to 21 days after your purchase. This means that if you find a catalogue item within 25 km’s of your purchase within 21 days, you can claim the difference if it’s more than $75.

Purchase protection offers 90 days of cover if an eligible item you purchased on your card is lost, stolen, or accidentally damaged, up to $10,000 depending on the item.

Extended warranty insurance applies from the date the manufacturer’s warranty expires and applies for the same period as the manufacturer’s warranty for up to a maximum of one year (except if the manufacturer’s warranty exceeds 5 years). Given additional warranty is normally an added cost for big ticket purchases, this is a great way to redeem additional value from your card.

Another nice-to-have is that you can have up to 3 additional card holders at no additional cost, which is great if you’re looking to share the card.

Finally, you can also use your card with top mobile payment systems, such as Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay and also enjoy peace of mind with ANZ’s Fraud Money Back Guarantee.

What could be better?

While you can save big by not paying interest on purchases for 17 months, the purchase rate reverts to 20.24% p.a. after the introductory period, so you absolutely want to pay it off before then. In addition, the international transaction fee is higher than average at 3%, so it’s a good idea to have a backup option if you’re planning on making many overseas purchases.

Summary

The ANZ Platinum is a top choice for savvy shoppers looking to save on interest, with one of the longest interest-free purchase periods available right now and a competitive annual fee. Packed with platinum perks as well as Apple Pay and Google Pay compatibility, it makes for the ideal shopping companion.

Ready to apply?

You can apply for the The ANZ Platinum credit card securely via the ANZ website. The application process only takes 5 minutes.

Pros
  • Transit Accident Insurance
  • Purchase Protection Insurance
  • Guaranteed Pricing Scheme
  • Interstate flight inconvenience insurance
  • Rental Vehicle Insurance
  • Extended Warranty Insurance
  • International Travel Insurance
  • 0% on purchases for the first 17 months
  • Low annual fee
  • No additional cardholder fee
  • Up to 55 days interest free period
  • No balance transfer fee
Cons
  • Relatively high international transaction fee of 3%
  • No rewards program
Other RequirementsYes
Don't currently hold and haven't opened or closed an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months
Mobile Cardless PaymentsYes
Apple Pay, Google Pay, Samsung Pay, Garmin Pay, Fitbit Pay
Card TypeVisa
Minimum Credit Limit$6,000
Cash Advance Rate
Interest rate incurred for a cash advance
20.24% p.a.
Interest Free Period
The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date.
Up to 55 days
0% Purchase Offer
Number of months that the promotional 0% purchase offer applies
17 months
Purchase Rate
The standard interest rate that applies to purchases on the card
20.24% p.a.
Balance Transfer Fee
Fee incurred for processing a balance transfer
Balance Transfer Months
Number of months the promotional balance transfer offer applies
Balance Transfer Rate
The interest rate applied to the balance transfer amount for a set period of time
20.24%
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$0 for the first year, then $87 p.a.
Balance Transfer Limit
Maximum percentage of your approved credit card limit that can be used for the balance transfer
95% of approved limit
Minimum Age18 years of age or over
Temporary Resident ApplicationYes, conditions apply
Must have more than 9 months available on Visa
Joint ApplicationNo
International ATM Withdrawal Fee$5
Maximum Additional Cardholders
Maximum number of additional cardholders
Up to 9
Additional Cardholder Fee
Fee incurred for adding an additional cardholder to the account
$0
International Transaction Fee
Fee incurred for transactions made in foreign currency
3% of transaction amount
Cash Advance Fee2% or $4.00, whichever is greater
International Cash Advance Fee2% or $4, whichever is greater
Late Payment Fee
Fee incurred if the minimum repayment is not paid by the due date
$20
Minimum Monthly Repayment
The minimum repayment that must be paid by the payment due date to avoid incurring late fees. Interest will still be charged on the remaining amount owing.
2% or $25, whichever is greater
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$0 for the first year, then $87 p.a.
Travel Insurance
Terms, conditions, limits and exclusions may apply, check product site for details
Yes
International Travel Insurance
Transit Accident Insurance
Rental Vehicle Insurance
Interstate flight inconvenience insurance
Purchase Insurance
Terms, conditions, limits and exclusions may apply, check product site for details
Yes
Extended Warranty Insurance
Guaranteed Pricing Scheme
Purchase Protection Insurance
Concierge ServiceYes

Like the sound of this card?

Apply now securely via the bank's website or email yourself a link to apply later.
go to offer
 email me

Your Top Questions Answered for the ANZ Platinum

What are the eligibility criteria for the ANZ Platinum credit card?

To apply for the ANZ Platinum credit card you must:

  • Be 18 years of age or over
  • Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa
  • Have a good credit rating
  • Not currently hold and haven’t opened or closed an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in the last 12 months
  • Meet all other offer eligibility criteria

Does the ANZ Platinum come with any extras?

Yes! The platinum perks on offer are great, with Guaranteed Pricing, Extended Warranty Insurance and Purchase Protection amongst the highlights. It also comes with a complimentary Personal Concierge service that can help you with restaurant or hotel bookings, gift ideas, travel recommendations and much more.

Of course, terms and conditions apply to all complimentary offerings, so make sure to review them before you apply.

Can I use the ANZ Platinum with Apple Pay or Google Pay?

Absolutely! In fact, in addition to Apple Pay and Google Pay, you can also use this card with other common payment technologies including Samsung Pay, Garmin Pay and Fitbit Pay.

Can I apply for the ANZ Platinum on my mobile?

Yes, you can apply for the ANZ Platinum credit card securely via the ANZ website. The application is mobile-friendly and only takes 5 minutes.

Like the sound of this card?

Apply now securely via the bank's website or email yourself a link to apply later.
go to offer
 email me
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