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Commonwealth Bank Low Fee Gold Credit Card
$ 15000
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$ 15000
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Commonwealth Bank Low Fee Gold Credit Card

Commonwealth Bank Low Fee Gold Credit Card

Get 0% p.a. on purchases for up to 15 months with Commbank’s Low Fee Gold credit card. Enjoy $0 annual fee in the first year and subsequent years when you spend at least $10,000.
Offer includes:

  • Travel Insurance
  • Purchase Insurance
  • Priceless Cities offers and experiences

Balance Transfer Savings

0% Purchase Savings

View Offer

You could save

$2,402

Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

in 5 months

You could save

$2,402

Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

in 15 months

0% for
15 months
Purchase Rate
$0

first year
then $89 p.a.
Annual Fee
$0 for the first year, then $89 p.a. The fee will be waved if you spend $10,000 on the card in the preceeding year.
5.99% for
5 months
Balance Transfer
0% for
15 months
Purchase Rate
$0

first year
then $89 p.a.
Annual Fee
$0 for the first year, then $89 p.a. The fee will be waved if you spend $10,000 on the card in the preceeding year.
5.99% for
5 months
Balance Transfer
0% for
15 months
Purchase Rate
$0
first year
then $89 p.a.
Annual Fee
$0 for the first year, then $89 p.a. The fee will be waved if you spend $10,000 on the card in the preceeding year.
$89

annual fees
Total Fees
Total Fees is a calculation based on the total annual fees charged for the number of months the promotional period applies. An annual fee is charged in full for each year or part of a year. The calculation considers annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.
Pros
  • Activate before you travel
  • Automatic Card Repayments
  • Purchase security insurance for most lost, stolen or damaged purchases
  • Receive up to 1 year extended warranty for most purchases
  • 0% on purchases for the first 15 months
  • Low annual fee
  • No additional cardholder fee
  • Up to 55 days interest free period
  • No balance transfer fee
Cons
  • Relatively high international transaction fee of 3%
Mobile Cardless PaymentsYes
Commbank tap & pay (android)
Apple Pay
Google Pay
Samsung Pay
Beem it
Klarna
Card TypeMastercard
Minimum Credit Limit$4,000
Cash Advance Rate
Interest rate incurred for a cash advance
21.24% p.a.
Cash advances may subject to limit restrictions or be unavailable
Interest Free Period
The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date.
Up to 55 days
0% Purchase Offer
Number of months that the promotional 0% purchase offer applies
15 months
Purchase Rate
The standard interest rate that applies to purchases on the card
19.74% p.a.
Balance Transfer Fee
Fee incurred for processing a balance transfer
0%
Balance Transfer Months
Number of months the promotional balance transfer offer applies
5 months
Balance Transfer Rate
The interest rate applied to the balance transfer amount for a set period of time
5.99% p.a. with a 0% balance transfer fee
Offer Ends25 Feb 2021
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$0 for the first year, then $89 p.a.
$0 for the first year, then $89 p.a. The fee will be waved if you spend $10,000 on the card in the preceeding year.
Balance Transfer Revert Rate
The interest rate that will be charged on any remaining debt after the balance transfer period ends. This value could be variable depending on the card product.
21.24% p.a.
Minimum Age18 years of age or over
Joint ApplicationNo
Rewards Earn Rate per $ spent
The number of rewards points earned for each eligible dollar spent on the card
No Rewards Program
International Transaction Fee
Fee incurred for transactions made in foreign currency
3% of the transaction value
Maximum Additional Cardholders
Maximum number of additional cardholders
Up to 1
Additional Cardholder Fee
Fee incurred for adding an additional cardholder to the account
$0
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$0 for the first year, then $89 p.a.
$0 for the first year, then $89 p.a. The fee will be waved if you spend $10,000 on the card in the preceeding year.
Late Payment Fee
Fee incurred if the minimum repayment is not paid by the due date
$20
Minimum Monthly Repayment
The minimum repayment that must be paid by the payment due date to avoid incurring late fees. Interest will still be charged on the remaining amount owing.
2% or $25, whichever is greater
Cash Advance Fee$3 or 3%, whichever is greater
Travel Insurance
Terms, conditions, limits and exclusions may apply, check product site for details
Yes
Activate before you travel
Purchase Insurance
Terms, conditions, limits and exclusions may apply, check product site for details
Yes
Receive up to 1 year extended warranty for most purchases
Purchase security insurance for most lost, stolen or damaged purchases
Automatic Card RepaymentsYes

Like the sound of this card?

Apply now securely via the bank's website or email yourself a link to apply later.
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