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Latitude 28° Global Platinum Mastercard
$ 15000
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%
$ 15000
$
%

Latitude 28° Global Platinum Mastercard

Latitude 28° Global Platinum Mastercard

Save on international purchases with Latitude’s $0 international transaction and currency conversion fees. Save even more with a $0 annual fee.

Balance Transfer Savings

0% Purchase Savings

You could save

$0

Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

in months

You could save

$0

Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

in months

21.99%
p.a.
Purchase Rate
$0

p.a.
Annual Fee
p.a.
% p.a.
Purchase Rate
$

p.a.
Annual Fee
% p.a.
Purchase Rate
$
p.a.
Annual Fee
$

annual fees
Total Fees
Total Fees is a calculation based on the total annual fees charged for the number of months the promotional period applies. An annual fee is charged in full for each year or part of a year. The calculation considers annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

Latitude Financial 28 Degrees Platinum Mastercard Review

Latitude Financial offer a great range of low-cost credit cards, however their 28 Degrees Global Platinum Mastercard is their crown jewel. This card offers sensational value with 55 days interest free and no international transaction fees with no Annual Fee for the life of the card.
This makes this card a great travel or online shopping companion for any wallet or purse.

Pros
  • Up to 55 days interest free period
  • No international transaction fee
  • No overseas ATM withdrawal fee
  • Low annual fee
Cons
  • No bonus points
Minimum Credit Limit$6,000
Card TypeMastercard
Mobile Cardless PaymentsYes
Apple Pay
Google Pay
Samsung Pay
Fitbit pay
Garmin Pay
Cash Advance Rate
Interest rate incurred for a cash advance
21.99% p.a.
Purchase Rate
The standard interest rate that applies to purchases on the card
21.99% p.a.
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$0 p.a.
Interest Free Period
The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date.
Up to 55 days
Bonus Points
The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions. Conditions apply. Refer to the bank's website for full T&Cs.
0
Rewards Earn Rate per $ spent
The number of rewards points earned for each eligible dollar spent on the card
0 points per $
Joint ApplicationNo
Temporary Resident ApplicationYes, conditions apply
Minimum Age18 years of age or over
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$0 p.a.
Cash Advance Fee3% or $4, whichever is greater
Minimum Monthly Repayment
The minimum repayment that must be paid by the payment due date to avoid incurring late fees. Interest will still be charged on the remaining amount owing.
2.5% or $30, whichever is greater
Late Payment Fee
Fee incurred if the minimum repayment is not paid by the due date
$30
International Cash Advance Fee3% or $4, whichever is greater
International ATM Withdrawal Fee$0
International Transaction Fee
Fee incurred for transactions made in foreign currency
0% of transaction amount
Travel Insurance
Terms, conditions, limits and exclusions may apply, check product site for details
No

Like the sound of this card?

Apply now securely via the bank's website or email yourself a link to apply later.
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