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ME Bank Frank Credit Card
$ 15000
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%
$ 15000
$
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ME Bank Frank Credit Card

ME Bank Frank Credit Card

ME Bank’s best and only credit card. With a $0 annual fee, 55 day interest free period and a low 11.99% variable purchase rate, this card is a great option for those looking to access the benefits of a credit card without the ongoing fees.

Balance Transfer Savings

0% Purchase Savings

You could save

$0

Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

in months

You could save

$0

Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

in months

11.99%
p.a.
Purchase Rate
$0

p.a.
Annual Fee
p.a.
% p.a.
Purchase Rate
$

p.a.
Annual Fee
% p.a.
Purchase Rate
$
p.a.
Annual Fee
$

annual fees
Total Fees
Total Fees is a calculation based on the total annual fees charged for the number of months the promotional period applies. An annual fee is charged in full for each year or part of a year. The calculation considers annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

ME Bank Frank Credit Card Review

Pros
  • Low 11.99% purchase rate
  • Up to 55 days interest free period
  • No additional cardholder fee
  • Low annual fee
Cons
  • Up to 4.00% cash advance fee
  • No rewards program
Card TypeMastercard
Minimum Credit Limit$1,000
Cash Advance Rate
Interest rate incurred for a cash advance
11.99% p.a.
Interest Free Period
The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date.
Up to 55 days
Purchase Rate
The standard interest rate that applies to purchases on the card
11.99% p.a.
Balance Transfer Rate
The interest rate applied to the balance transfer amount for a set period of time
11.99% p.a.
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$0 p.a.
Minimum Age18 years of age or over
Temporary Resident ApplicationNo
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$0 p.a.
Cash Advance Fee$4 or 2%, whichever is greater
Minimum Monthly Repayment
The minimum repayment that must be paid by the payment due date to avoid incurring late fees. Interest will still be charged on the remaining amount owing.
$10 or 3% of your closing monthly balance, whichever is greater
Late Payment Fee
Fee incurred if the minimum repayment is not paid by the due date
$25
International Transaction Fee
Fee incurred for transactions made in foreign currency
1.5% of the transaction value
Additional Mastercard cross-border fee of 0.8% when the merchant's account is not located within Australia. Note you may not be aware of some merchants being based overseas.
Additional Cardholder Fee
Fee incurred for adding an additional cardholder to the account
$0 p.a.
Dishonour Fee$15

Like the sound of this card?

Apply now securely via the bank's website or email yourself a link to apply later.
go to offer
 email me
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0% p.a. for 17 months on purchases and $0 Annual Fee in First Year with an ANZ Platinum credit card.*

*Reverts to standard purchase rate, currently 20.24% p.a. after 17 months. In each subsequent year, standard Annual Fee (currently $87) applies. Eligibility criteria, T&Cs, fees and charges apply.
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0% p.a. for 20 months on balance transfers with no balance transfer fee and $0 Annual Fee in First Year with an ANZ Low Rate credit card. Reverts to standard balance transfer rate, currently 20.24% p.a., after 20 months. T&Cs, eligibility criteria, fees and charges apply (including Annual Fee, currently $0 for the first year, $58 thereafter).