Balance Transfer Savings
0% Purchase Savings
You could save
Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.
The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded
All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.
Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.
in 6 months
You could save
Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.
The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded
All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.
Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.
More info links to a detailed product page on our site.
in months
email mep.a.
p.a.
annual fees
| Mobile Cardless Payments | Yes Apple Pay Google Pay Samsung Pay |
|---|---|
| Card Type | Mastercard |
| Minimum Credit Limit | $6,000 |
| Cash Advance Rate Interest rate incurred for a cash advance | 21.99% p.a. |
| Balance Transfer Limit Maximum percentage of your approved credit card limit that can be used for the balance transfer | 80% |
| Purchase Rate The standard interest rate that applies to purchases on the card | 19.99% p.a. |
| Interest Free Period The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date. | Up to 55 days |
| Balance Transfer Revert Rate The interest rate that will be charged on any remaining debt after the balance transfer period ends. This value could be variable depending on the card product. | 21.99% p.a. |
| Balance Transfer Months Number of months the promotional balance transfer offer applies | 18 months |
| Balance Transfer Rate The interest rate applied to the balance transfer amount for a set period of time | 0% p.a. for 18 months with a 0% balance transfer fee No Interest free days apply to retail purchases while you have a Balance Transfer. |
| Offer Ends | 24 Feb 2021 |
| Annual Fee An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. | $299 p.a. |
| Rewards Program | Qantas Frequent Flyer |
| Balance Transfer Fee Fee incurred for processing a balance transfer | 1% |
| Bonus Points The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions. Conditions apply. Refer to the bank's website for full T&Cs. | 100,000 Earn 100,000 bonus Qantas Points when you apply by 30 November, are approved, and spend $4,000 on eligible purchases within the first 3 months. |
|---|---|
| Rewards Earn Rate per $ spent The number of rewards points earned for each eligible dollar spent on the card | 1 point per $ Earn 1 point per dollar for the first $10,000, then 0.5 points thereafter. Earn 1.5 points per dollar on eligible international purchases Earn 1 additional Qantas point when shopping with Qantas |
| Temporary Resident Application | No |
|---|---|
| Minimum Age | 18 years of age or over |
| Minimum Income | $35,000 |
| Annual Fee An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. | $299 p.a. |
|---|---|
| Cash Advance Fee | $3 or 3%, whichever is greater |
| Minimum Monthly Repayment The minimum repayment that must be paid by the payment due date to avoid incurring late fees. Interest will still be charged on the remaining amount owing. | 2% or $30 or the sum of 1% of closing balance + late payment fee (if any) + interest for the month |
| Late Payment Fee Fee incurred if the minimum repayment is not paid by the due date | $30 |
| International Cash Advance Fee | $5 |
| International Transaction Fee Fee incurred for transactions made in foreign currency | 3% of the transaction value |
| Additional Cardholder Fee Fee incurred for adding an additional cardholder to the account | $50 p.a. |
| Dishonour Fee | $15 |
| Travel Insurance Terms, conditions, limits and exclusions may apply, check product site for details | Yes |
|---|---|
| Concierge Service | Yes 24/7 Concierge Service |
| Additional Extras | Yes 2 complimentary lounge invitations per year Up to 20% off selected Qantas and Qantas Link domestic flights for you and up to 8 companions |
Your Top Questions Answered for the Qantas Premier Platinum Card
How do I earn Qantas Points with the Qantas Premier Platinum credit card?
You can earn Qantas Points on your everyday spending with a Qantas Money credit card, like the Qantas Premier Platinum credit card. Qantas Money is perfect for frequent flyers who want to make the most of their everyday spend and boost their points balance without flying. The Qantas Premier Platinum Credit Card offers bonus status credits and bonus points when you meet the spend requirement.
Can I earn Qantas status credits with the Qantas Premier Platinum credit card?
There are 75 Qantas status credits on offer with the Qantas Premier Platinum credit card. Make sure to check the eligibility criteria before you apply.
How many points can I earn with the Qantas Premier Platinum credit card?
The Qantas Premier Platinum Credit Card has uncapped Qantas Points earning potential, which means the sky’s the limit when it comes to earning Qantas Points. The standard Qantas Points earn rate is 1 point per dollar up to $10,000, then 0.5 points per dollar thereafter (uncapped).
What kind of perks does the Qantas Premier Platinum credit card come with?
Besides the great bonus Qantas Points offers, the Qantas Premier Platinum Credit Card comes with complimentary travel insurance, concierge service as well as two complimentary lounge access invitations per year. Of course, terms and conditions apply to all complimentary offerings, so make sure to review them before you apply.
Do Qantas Points expire?
You can prevent your Qantas Points from expiring by earning or using your points at least once every 18 months.
How to apply for a Qantas Premier Platinum credit card?
Applying for a Qantas Premier Platinum credit card online is easy. After you’ve picked the offer you’d like to apply for, it’s a good idea to double check the eligibility criteria. You can then apply for the card by clicking through the link on this page.
Do I need to be a member of the Qantas Frequent Flyer program?
Yes, you’ll need to be a Qantas Frequent Flyer member in order for the Qantas Points to be credited to your account. If you’re not already a member, the easiest way to get a free membership is via Woolworths Rewards, which will save you the usual $99.50 membership fee.
What is the best way to redeem Qantas Points?
You can get the most bang for your buck by redeeming your Qantas Points for award seats and upgrades on Qantas as well as its partner airlines. You can also redeem points for gift cards, vouchers and other goodies from the Qantas Rewards Store, but this isn’t usually the best use of your points.
What are the best credit cards for earning Qantas Points?
Qantas Money isn’t necessarily your best option when it comes to earning Qantas Points. Check out our Qantas Frequent Flyer page for our top Qantas frequent flyer credit card bonus offers to find the one that offers you the most points. The ANZ Frequent Flyer Black has a great bonus offer at the moment, so make sure to check out our review before deciding.
