fbpx
Westpac Altitude Black - Qantas Offer
$ 8000
12
$ 15000
$
%
$ 15000
$
%

Westpac Altitude Black - Qantas Offer

Westpac Altitude Black - Qantas Offer

Earn 90,000 bonus Qantas Points when you spend $4,000 within 90 days of card approval. Earn an additional 30,000 bonus points after making one eligible purchase in your second year of the card being opened.
Includes:

  • Complimentary insurance covers
  • 2 complimentary Qantas Club airport lounge passes each year
  • 24/7 Concierge Services

Offer excludes customers who hold/held any Westpac Rewards credit card in the last 12 months. New cards only. T&Cs apply.

Qantas Frequent Flyer Points Forecast

Balance Transfer Savings

0% Purchase Savings

View Offer


162,000

Total points is the estimated number of bonus points earned plus points per dollar earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.

It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

estimated points earned

You could save

$1,566

Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

in 12 months

You could save

$1,566

Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

in 12 months

Qantas Frequent Flyer
Program
120,000
Bonus Points
Earn 80,000 bonus Qantas Points when you spend $4,000 within 90 days of card approval. Earn an additional 30,000 bonus points after making one eligible purchase in your second year of the card being opened.
$300

p.a.
Annual Fee
Includes $250 annual fee and $50 Qantas membership rewards fee
0.75
Points per $
0.75 points per $ on eligible purchases
6.99% for
12 months
Balance Transfer
20.49% p.a.
Purchase Rate
$300

p.a.
Annual Fee
Includes $250 annual fee and $50 Qantas membership rewards fee
6.99% for
12 months
Balance Transfer
20.49% p.a.
Purchase Rate
$300
p.a.
Annual Fee
Includes $250 annual fee and $50 Qantas membership rewards fee
$300

annual fees
Total Fees
Total Fees is a calculation based on the total annual fees charged for the number of months the promotional period applies. An annual fee is charged in full for each year or part of a year. The calculation considers annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.
What could 162,000 points be worth?
Sydney to Los Angeles
Premium Economy
  • One way: 72,000
  • Return: 144,000
+ applicable fees & taxes
Sydney to San Francisco
Premium Economy
  • One way: 72,000
  • Return: 144,000
+ applicable fees & taxes
Perth to Singapore
Economy
  • One way: 57,000
  • Return: 114,000
+ applicable fees & taxes

Flight redemption is based on a Reward Seat booking and is subject to availability and airline restrictions.

Westpac Altitude Black – Qantas Offer Review

Pros
  • 12 month balance transfer offer
  • Purchase security insurance
  • 2 complimentary Qantas Club airport lounge passes each year
  • Great bonus points offer
  • Price guarantee cover
  • Concierge Service
  • Rental vehicle excess in Australia insurance
  • Transit accident insurance
  • Interstate flight inconvenience insurance
  • Overseas travel insurance for persons up to and including 80 years of age
  • No additional cardholder fee
  • Extended warranty insurance
Cons
  • Relatively high international transaction fee of 3%
  • Relatively high annual fee
Purchase Rate
The standard interest rate that applies to purchases on the card
20.49% p.a.
Mobile Cardless PaymentsYes
Apple Pay
Samsung Pay
Google Pay
Garmin Pay
Fitbit Pay
Card TypeMastercard
Maximum Credit Limit$75,000
Minimum Credit Limit$15,000
Cash Advance Rate
Interest rate incurred for a cash advance
21.49% p.a.
Interest Free Period
The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date.
Up to 45 days
Balance Transfer Limit
Maximum percentage of your approved credit card limit that can be used for the balance transfer
80%
Balance Transfer Months
Number of months the promotional balance transfer offer applies
12 months
Balance Transfer Rate
The interest rate applied to the balance transfer amount for a set period of time
6.99% p.a.
Offer Ends31 Mar 2021
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$300 p.a.
Includes $250 annual fee and $50 Qantas membership rewards fee
Rewards ProgramQantas Frequent Flyer
Balance Transfer Revert Rate
The interest rate that will be charged on any remaining debt after the balance transfer period ends. This value could be variable depending on the card product.
21.49% p.a.
Joint ApplicationNo
Bonus Points
The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions. Conditions apply. Refer to the bank's website for full T&Cs.
120,000
Earn 80,000 bonus Qantas Points when you spend $4,000 within 90 days of card approval. Earn an additional 30,000 bonus points after making one eligible purchase in your second year of the card being opened.
Rewards Earn Rate per $ spent
The number of rewards points earned for each eligible dollar spent on the card
0.75 points per $
0.75 points per $ on eligible purchases
Temporary Resident ApplicationYes - conditions apply, see bank site for details
Minimum Age18 years of age or over
Minimum Income$75,000
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$300 p.a.
Includes $250 annual fee and $50 Qantas membership rewards fee
Cash Advance Fee2% or $2.50, whichever is greater
Minimum Monthly Repayment
The minimum repayment that must be paid by the payment due date to avoid incurring late fees. Interest will still be charged on the remaining amount owing.
2% of the closing balance or $10, whichever is greater
Late Payment Fee
Fee incurred if the minimum repayment is not paid by the due date
$15
International Cash Advance Fee2%
International Transaction Fee
Fee incurred for transactions made in foreign currency
3% of the transaction value
Additional Cardholder Fee
Fee incurred for adding an additional cardholder to the account
$0
Maximum Additional Cardholders
Maximum number of additional cardholders
Up to 1
Travel Insurance
Terms, conditions, limits and exclusions may apply, check product site for details
Yes
Overseas travel insurance for persons up to and including 80 years of age
Interstate flight inconvenience insurance
Transit accident insurance
Rental vehicle excess in Australia insurance
Purchase Insurance
Terms, conditions, limits and exclusions may apply, check product site for details
Yes
Purchase security insurance
Price guarantee cover
Extended warranty insurance
Concierge ServiceYes
Additional ExtrasYes
2 complimentary Qantas Club airport lounge passes each year

Like the sound of this card?

Apply now securely via the bank's website or email yourself a link to apply later.
go to offer
 email me
credit card loading

Have you considered?

The below are promoted products, for which we may receive a small commission. We never advertise products we don’t believe in and this commission helps us keep Compare the Card running and providing quality information and reviews to help you find the right card.
As a 100% Aussie owned and operated business, we thank you for your support!
Ad
* Winner Best Qantas Frequent Flyer Card - $1K monthly spend category *
The ANZ Frequent Flyer Black is ANZ's most rewarding Qantas experience with uncapped Qantas Points earning potential.

Earn 120,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval.*

*New card. T&Cs, eligibility criteria, fees & charges apply (including annual fee, currently $425).
Ad
Earn 75,000 bonus Qantas Points and $150 back to your new ANZ Frequent Flyer Platinum credit card when you spend $2,500 on eligible purchases in the first 3 months from approval.*

*New card. T&Cs, eligibility criteria, fees & charges apply (including annual fee, currently $295).
Ad
Earn 130,000 bonus Reward Points and $150 back to your new ANZ Rewards Black credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.*

*New card. T&Cs, eligibility criteria, fees & charges apply (including annual fee, currently $375).