ANZ Frequent Flyer Black Credit Card
Earn 120,000 bonus Qantas Points and $200 back with uncapped points earning potential.*
* Winner of the Best Qantas Frequent Flyer Card – $1K monthly spend category *
The ANZ Frequent Flyer Black credit card is ANZ’s most rewarding Qantas experience with uncapped Qantas Points earning potential. Packed with platinum perks, this card won the Best Qantas Frequent Flyer Card in the $1000 monthly spend category.
Earn 120,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval.*
*New card. T&Cs, eligibility criteria, fees & charges apply (including annual fee, currently $425).
Qantas Frequent Flyer Points Forecast
Balance Transfer Savings
0% Purchase Savings
Total points is the estimated number of bonus points earned plus points per dollar earned during the forecast period, based on your inputs above and the promotional offer of the card. Some cards may have points capping and spend requirements, which are factored into our calculations.
It is assumed that the monthly spend is applicable for each month of the forecast period, and that it does not include any excluded or reduced earning transaction categories, e.g. cash advances, government or international purchases.
All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.
Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.
More info links to a detailed product page on our site.
estimated points earned
plus $200 cashback
You could save
Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.
The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded
All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.
Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.
in months
You could save
Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.
The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded
All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.
Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.
More info links to a detailed product page on our site.
in months
p.a.
p.a.
annual fees
What could 213,000 points be worth?
Melbourne to London
Premium Economy
- One way: 96,000
- Return: 192,000
Sydney to New York
Premium Economy
- One way: 96,000
- Return: 192,000
Sydney to Los Angeles
Premium Economy
- One way: 72,000
- Return: 144,000
Flight redemption is based on a Reward Seat booking and is subject to availability and airline restrictions.
| Cash Advance Rate Interest rate incurred for a cash advance | 20.24% p.a. |
|---|---|
| Other Requirements | Yes Don't currently hold and haven't opened or closed an ANZ Rewards Black, ANZ Rewards Platinum or an ANZ Rewards credit card in the last 12 months |
| Mobile Cardless Payments | Yes Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay |
| Card Type | Visa |
| Minimum Credit Limit | $15,000 |
| Interest Free Period The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date. | Up to 55 days |
| Balance Transfer Rate The interest rate applied to the balance transfer amount for a set period of time | 20.24% p.a. Interest rate payable on the remaining balance of debt that has been transferred to this card |
| Annual Fee An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. | $425 Includes a $370 Annual Account Fee and a $55 Rewards Program Services Fee |
| Rewards Program | Qantas Frequent Flyer |
| Purchase Rate The standard interest rate that applies to purchases on the card | 20.24% p.a. |
| Minimum Age | 18 years of age or over |
|---|---|
| Temporary Resident Application | Yes, conditions apply Must have more than 9 months available on Visa |
| Joint Application | No |
| Bonus Points The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions. Conditions apply. Refer to the bank's website for full T&Cs. | 120,000 Earn 120,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval. |
|---|---|
| Rewards Earn Rate per $ spent The number of rewards points earned for each eligible dollar spent on the card | 1 points per $ Earn 1 Qantas Point per $1 spent on eligible purchases up to and including $7,500 per statement period then 0.5 Qantas Points per $1 spent on eligible purchases above $7,500 per statement period |
| International ATM Withdrawal Fee | $5 |
|---|---|
| Maximum Additional Cardholders Maximum number of additional cardholders | Up to 9 |
| Additional Cardholder Fee Fee incurred for adding an additional cardholder to the account | $65 |
| International Transaction Fee Fee incurred for transactions made in foreign currency | 3% of transaction amount |
| Cash Advance Fee | 2% or $4, whichever is greater |
| International Cash Advance Fee | 2% or $4, whichever is greater |
| Late Payment Fee Fee incurred if the minimum repayment is not paid by the due date | $20 |
| Minimum Monthly Repayment The minimum repayment that must be paid by the payment due date to avoid incurring late fees. Interest will still be charged on the remaining amount owing. | 2% or $25, whichever is greater |
| Annual Fee An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years. | $425 Includes a $370 Annual Account Fee and a $55 Rewards Program Services Fee |
| Travel Insurance Terms, conditions, limits and exclusions may apply, check product site for details | Yes International Travel Insurance Interstate Flight Inconvenience Insurance Rental Vehicle Excess in Australia Transit Accident Insurance |
|---|---|
| Purchase Insurance Terms, conditions, limits and exclusions may apply, check product site for details | Yes Purchase Protection Insurance Extended Warranty Insurance Guaranteed Pricing Scheme |
| Concierge Service | Yes |
| Additional Extras | Yes $200 back on your card when you spend $3000 within first 3 months Qantas Club membership offer |
Like the sound of this card?
Apply now securely via the bank's website or email yourself a link to apply later.go to offer
email meYour Top Questions Answered for the ANZ Frequent Flyer Black
How many Qantas Points can I earn with the ANZ Frequent Flyer Black credit card?
The ANZ Frequent Flyer Black has uncapped Qantas Points earning potential, which means the sky’s the limit when it comes to the number of points you can earn. It also has a higher than average points earning potential of 1 point per dollar up to $7,500 each statement period (then 0.5 points per dollar above $7,500).
Thanks to the fantastic bonus offer, you can earn 120,000 bonus Qantas Points and $200 back to your new card when you spend $3,000 on eligible purchases in the first 3 months from approval.
How do I earn Qantas Points with this card?
You can earn Qantas Points by using your ANZ Frequent Flyer Black credit card to pay for eligible purchases. For a definition of purchases eligible to earn Points, check the terms and conditions.
What are the eligibility criteria for this credit card and the bonus offer?
To apply for this credit card, you must be 18 years of age or over and a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa.
You will also need to ensure you meet all of the eligibility criteria of the offer, which includes meeting the spend requirement within the specified timeframe. You must also ensure that you don’t currently hold or haven’t opened or closed an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in the past 12 months.
Does this card come with any extras?
Yes! The platinum perks on offer are excellent, with Guaranteed Pricing, Extended Warranty Insurance and Purchase Protection amongst the highlights. You’ll also enjoy complimentary Qantas Frequent Flyer membership. Of course, terms and conditions apply to all complimentary offerings, so make sure to review them before you apply.
How do I get free Qantas Frequent Flyer membership?
One of the perks of this card is that it comes with complimentary Qantas Frequent Flyer membership, saving you the usual $99.50 membership fee. You’ll need to sign up to be a Qantas Frequent Flyer member in order for the Qantas Points to be credited to your account.
What is the best way to redeem Qantas Points?
You can get the most bang for your buck by redeeming your Qantas Points for award seats and upgrades on Qantas as well as its partner airlines. You can also redeem points for gift cards, vouchers and other goodies from the Qantas Rewards Store, but this isn’t usually the best use of your points.
Do Qantas Points expire?
You can prevent your Qantas Points from expiring by earning or using your points at least once every 18 months. A great way to do this is using the Qantas wellbeing app.
Am I eligible for this offer if I’ve previously held this card or another ANZ credit card?
This offer is only available to those who don’t currently hold or haven’t opened or closed an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in the past 12 months.
Am I eligible for this offer if I’ve signed up for a bonus Qantas Points offer with another bank?
Your eligibility status isn’t affected by Qantas frequent flyer credit cards from other banks.
Is this the same as the ANZ Black Card?
There are two cards in the ANZ Black credit card range: the ANZ Frequent Flyer Black and the ANZ Rewards Black, which allows you to earn ANZ Reward points instead of Qantas Points. The ANZ Frequent Flyer Black is also known as the ANZ FF Black by credit card aficionados and points hackers.
Can I use the card with Apple Pay or Google Pay?
Yes, you can use your card with the top mobile payment systems, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.
Can I apply for the ANZ Frequent Flyer Black on my mobile?
Yes, you can apply for the ANZ Frequent Flyer Black credit card securely via the ANZ website. The application is mobile-friendly and only takes 5 minutes.
Like the sound of this card?
Apply now securely via the bank's website or email yourself a link to apply later.go to offer
email me
