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$ 15000
$
%
$ 15000
$
%

Balance Transfer Savings

0% Purchase Savings

You could save

$0

Savings is an estimate of the amount saved on interest charges and annual fees, as a result of transferring an eligible balance to the 0% balance transfer card for the interest-free period.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as applicable balance transfer and annual fees, along with the following assumptions:
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

in 12 months

You could save

$0

Savings is an estimate of the amount saved on interest charges and annual fees during the interest-free period, as a result of making a purchase on a 0% purchase card, rather than on your existing card.

The savings estimate is based on a daily compound interest rate formula, taking into consideration your inputs above, as well as the annual fee, along with the following assumptions:
• The purchase amount is incurred in the first month
• No additional purchases or withdrawals are made
• A minimum 3% balance repayment is made each month
• Annual fees for the current year are charged in the first month
• If applicable, the annual fee refund is processed in the month eligibility is met
• There are 30 days in each month
• Your existing card will be closed and will incur no further fees
• Other fees are excluded

All estimates are based on our assumptions and do not take into consideration your personal circumstances. Your experience may vary. Refer to our Website Terms & Conditions for more information.

Go to offer links directly to the bank’s website. Please ensure you review the full terms and conditions on the bank’s website prior to applying.

More info links to a detailed product page on our site.

in months

$

p.a.
Annual Fee
p.a.
% p.a.
Purchase Rate
$

p.a.
Annual Fee
% p.a.
Purchase Rate
$
p.a.
Annual Fee
$

annual fees
Total Fees
Total Fees is a calculation based on the total annual fees charged for the number of months the promotional period applies. An annual fee is charged in full for each year or part of a year. The calculation considers annual fee refunds for minimum spend thresholds, as well as variances between first and subsequent year annual fees. No other fees are included in this calculation.

Qantas Premier Everyday Credit Card Review

Pros
  • 12 month balance transfer offer
  • No balance transfer fee
  • Up to 55 days interest free period
  • Low annual fee
  • Travel Insurance
  • 24/7 Concierge Service
Cons
  • Does not honour interest free period for new purchases while the card is carrying a balance transfer balance
  • Relatively high international transaction fee of 3%
  • Charges additional cardholder fee of $25
Mobile Cardless PaymentsYes
Apple Pay
Google Pay
Samsung Pay
Card TypeMastercard
Minimum Credit Limit$4,000
Cash Advance Rate
Interest rate incurred for a cash advance
21.99% p.a.
Balance Transfer Limit
Maximum percentage of your approved credit card limit that can be used for the balance transfer
80%
Purchase Rate
The standard interest rate that applies to purchases on the card
19.99% p.a.
Interest Free Period
The maximum period of time that no interest is charged on new purchases. May not be applicable if the account or closing balance is not paid in full by the due date.
Up to 55 days
Balance Transfer Revert Rate
The interest rate that will be charged on any remaining debt after the balance transfer period ends. This value could be variable depending on the card product.
21.99% p.a.
Balance Transfer Months
Number of months the promotional balance transfer offer applies
12 months
Balance Transfer Rate
The interest rate applied to the balance transfer amount for a set period of time
0% p.a. for 12 months with a 0% balance transfer fee
No Interest free days apply to retail purchases while you have a Balance Transfer.
Offer Ends24 Feb 2021
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$29 p.a.
$29 for the first year, then $49 p.a.
Rewards ProgramQantas Frequent Flyer
Balance Transfer Fee
Fee incurred for processing a balance transfer
0%
Bonus Points
The promotional bonus points offered. A minimum spend requirement within a set time period may apply. For example, in order to earn 90,000 bonus points, you may need to spend at least $3,000 per month on eligible transactions during the first three months. Some transactions may be excluded or earn points at a reduced rate, e.g. cash advances, government or foreign transactions. Conditions apply. Refer to the bank's website for full T&Cs.
20,000
Earn 20,000 points when you spend $3000 on eligible purchases within the first 3 months
Rewards Earn Rate per $ spent
The number of rewards points earned for each eligible dollar spent on the card
0.75 points per $
Earn 0.75 points per dollar for the first $3,000, then 0.4 points thereafter.
Earn 1 point per dollar on eligible international purchases
Earn 1 additional Qantas point when shopping with Qantas
Temporary Resident ApplicationNo
Minimum Age18 years of age or over
Minimum Income$35,000
Annual Fee
An annual fee is charged in full for each year or part of a year that the card is held. The annual fee may differ between the first and subsequent years.
$29 p.a.
$29 for the first year, then $49 p.a.
Cash Advance Fee$3 or 3%, whichever is greater
Minimum Monthly Repayment
The minimum repayment that must be paid by the payment due date to avoid incurring late fees. Interest will still be charged on the remaining amount owing.
2% or $30 or the sum of 1% of closing balance + late payment fee (if any) + interest for the month
Late Payment Fee
Fee incurred if the minimum repayment is not paid by the due date
$30
International Cash Advance Fee$5
International Transaction Fee
Fee incurred for transactions made in foreign currency
3% of the transaction value
Additional Cardholder Fee
Fee incurred for adding an additional cardholder to the account
$25 p.a.
Dishonour Fee$15
Travel Insurance
Terms, conditions, limits and exclusions may apply, check product site for details
Yes
Concierge ServiceYes
24/7 Concierge Service

Your Top Questions Answered for the Qantas Premier Everyday Card

How do I earn Qantas Points with the Qantas Premier Everyday credit card?

You can earn Qantas Points on your everyday spending with a Qantas Money credit card, like the Qantas Premier Everyday credit card. Qantas Money is perfect for frequent flyers who want to make the most of their everyday spend and boost their points balance without flying. The Qantas Premier Everyday Credit Card offers bonus points when you meet the spend requirement.

Can I earn Qantas status credits with the Qantas Premier Everyday credit card?

The Qantas Premier Everyday credit card doesn’t have any status credits on offer. If you’re after Qantas status credits, check out the Qantas Premier Platinum credit card. Make sure to check the eligibility criteria before you apply.

How many points can I earn with the Qantas Premier Everyday credit card?

The Qantas Premier Platinum Credit Card has uncapped Qantas Points earning potential, which means the sky’s the limit when it comes to earning Qantas Points. The standard Qantas Points earn rate is 0.75 points per dollar up to $3000, then 0.4 points per dollar thereafter (uncapped).

What kind of perks does the Qantas Premier Everyday credit card come with?

Besides the great bonus Qantas Points offer, the Qantas Premier Platinum Credit Card comes with complimentary travel insurance and concierge service. Of course, terms and conditions apply to all complimentary offerings, so make sure to review them before you apply.

Do Qantas Points expire?

You can prevent your Qantas Points from expiring by earning or using your points at least once every 18 months.

How to apply for a Qantas Premier Everyday credit card?

Applying for a Qantas Premier Everyday credit card online is easy. After you’ve picked the offer you’d like to apply for, it’s a good idea to double check the eligibility criteria. You can then apply for the card by clicking through the link on this page.

Do I need to be a member of the Qantas Frequent Flyer program?

Yes, you’ll need to be a Qantas Frequent Flyer member in order for the Qantas Points to be credited to your account. If you’re not already a member, the easiest way to get a free membership is via Woolworths Rewards, which will save you the usual $99.50 membership fee.

What is the best way to redeem Qantas Points?

You can get the most bang for your buck by redeeming your Qantas Points for award seats and upgrades on Qantas as well as its partner airlines. You can also redeem points for gift cards, vouchers and other goodies from the Qantas Rewards Store, but this isn’t usually the best use of your points.

What are the best credit cards for earning Qantas Points?

Qantas Money isn’t necessarily your best option when it comes to earning Qantas Points. Check out our Qantas Frequent Flyer page for our top Qantas frequent flyer credit card bonus offers to find the one that offers you the most points.

The ANZ Frequent Flyer Black has a great bonus offer at the moment, so make sure to check out our review before deciding.

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